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台灣健保
2020/10/05 07:44:51瀏覽854|回應6|推薦46

2019 我辦理了護照更新,是年秋持用中華民國護照入境,並辦理了入籍手續。


入籍的隔天即搭機回美工作,不久母親電告知,收到國民年金的繳費通知。我經過了解後,覺得若自現在起繳交費用,等將來退休時,每月可領的年金並不多,於是放棄了。


另外一個重要選項就是健保。比起美國的醫療制度,台灣健保可說是非常完善。但入籍後要等半年後,方可加入健保。當初我請家人去問健保的事,都說沒關係,等下次回台時再辦理加保就好。


前幾天與朋友說到台灣健保,他一聽就說你們快去辦理停保,不然保費是持續累積的!這讓我有點迷惑?之前不是說沒關係嗎?健保局也沒有來通知交費啊?


自動納保


於是我請家人再次去查証,入籍已一年,至今未去辦理健保,現在該當如何?健保局電話那頭還是說不會"罰款",但應該去辦理加保後再退保事宜。隔日弟弟去了健保局,不料辦事員卻說我們自入籍滿半年後,已經"自動加保"了。現在辦理停保,要繳納之前積欠約半年的健保費用,老弟氣憤不已,說為什麼電話理告知的內容不一樣?


前陣子政府推行三倍卷,弟還說我可以去領。但後來說是依健保卡才能支領,我說那就算了因我也沒繳稅。


如果您也有同樣的情況,那麼要早點去查詢一下。總之,健保局會把入籍者滿半年後自動加保!


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靜若
等級:8
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2020/12/15 06:00

果然是霧煞煞…

據我知道的,和您說的有些出入。不過,明年應該就會修法了,針對長期居住國外,卻回台狂用健保這個問題,真的很想說,不是每個旅居國外的人都是如此,被污名化了。

不肖者還態度惡劣,是需要有個應對之策,以示盡量公平。


Health Care in Taiwan
2020/11/09 01:14

若繳費,等退休,每月領的年金(US$120),放棄Really?

I joined年金 one month before my birthday of 65. So I was requested to繳納 1 monthly fee. To keep collecting US$120, you have to go back once within 2 years. Otherwise, it will be放棄.

Though I don't go to Taiwan often, I still pay the monthly fee (US$25). Don't expect too much on Medicare for which we still have to pay $144 each month after reaching age 65.

Besides basic Medicare ($144), one of my friends pays about $150 more to get extra supplements. Recently, he complained that he could not find any doctor to accept his Medicare. Why? Doc can not make any money from Medicare, including Supplements. He never had 健保 and he is considering now.

What Trump has done is good for America, especially in the long term. Capitalism is good to encourage people to work hard to become rich. Republicans support Capitalism and a small government. On the other hand, Democrats want a bigger government to provide everything for everyone including Cheaper Health Care, Free Colleges, and Lower Rental houses.

Like Canada and Germany, their taxes are very high: 14% sale tax in Canada, so are cars and gasoline. However, prescribed drugs in Canada are much cheaper than in the US.

After this presidential election, America will turn out to be Canada or Germany soon.

After arriving in America, we always support Democrat until our next generations have got very good jobs. Once you reach that level of salary, you must think about paying less in taxes.

We don't like Trump, but we have to support his economic policy. He is the man who knows how to make America great. The only thing most of the people believe he did wrong is the way he talked. Instead, he should follow Obama's way to please most Americans. Trump is not a traditional politician and he will be gone soon. It is sad to see that America will not be Great again.


安歐門
等級:8
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2020/10/06 09:43

國民年金可以放棄?不行吧!入籍後,那是強制參加,

既然選擇入籍,國保和健保都是強制的,

僑民可以選擇除(戶)籍,可以不參加國保,

但既然除籍,健保當然不能擁有。

異鄉芝麻事-洛城的居家安全生活(jerryliang) 於 2020-10-15 13:14 回覆:
國民年金是強制參加?我若不繳將來就沒有資格領,不是這樣嗎?唉,傷腦筋。

寧靜姐
等級:8
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2020/10/06 08:26

健保和國民年金,其實就是"稅",省不了的,即已恢復戶籍就要繳

我兒子在上海,每個月勞保費和健保費都我們替他付

異鄉芝麻事-洛城的居家安全生活(jerryliang) 於 2020-10-15 13:12 回覆:
靜姐是好媽媽。我已辦理停保,等下次回台灣再復保。

花鼠妹
等級:8
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2020/10/05 22:25
現在的政府有些政策很奇怪,但為了自身的權益,民眾還是要先弄清楚較好.
異鄉芝麻事-洛城的居家安全生活(jerryliang) 於 2020-10-15 13:11 回覆:
咱就是弄不清楚,很多人講的都不一樣。

茉子伊
等級:8
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2020/10/05 14:47

呵,你換了頭貼,害我差點沒認出你來...微笑

你說的國民年金,從開始收到繳費單,就自動乖乖去繳費

從來也不知道要繳多久,要到幾歲以後才可以領年金,又可以領多少

只知道不按時繳交的話,到時候還得繳滯納金 尷尬

異鄉芝麻事-洛城的居家安全生活(jerryliang) 於 2020-10-15 13:10 回覆:
子伊好,我的頭貼得持續一陣子,美國還是很嚴重。