年齡

年資

薪資

基本生活

淨薪資

所需保障

死亡率

保費

負擔

參數

新保費

新負擔

26

1

1,000,000

117,948

882,052

66,507,832

0.10%

66,508

7.54%

1.76

39,344

4.46%

27

2

1,030,000

121,486

908,514

65,625,780

0.12%

78,751

8.67%

1.87

41,740

4.59%

28

3

1,060,900

125,131

935,769

64,717,266

0.14%

90,604

9.68%

1.98

44,282

4.73%

29

4

1,092,727

128,885

963,842

63,781,497

0.16%

102,050

10.59%

2.10

46,978

4.87%

30

5

1,125,509

132,752

992,757

62,817,655

0.18%

113,072

11.39%

2.23

49,839

5.02%

31

6

1,159,274

136,734

1,022,540

61,824,898

0.20%

123,650

12.09%

2.36

52,875

5.17%

32

7

1,194,052

140,836

1,053,216

60,802,358

0.22%

133,765

12.70%

2.51

56,095

5.33%

33

8

1,229,874

145,061

1,084,813

59,749,142

0.24%

143,398

13.22%

2.66

59,511

5.49%

34

9

1,266,770

149,413

1,117,357

58,664,329

0.26%

152,527

13.65%

2.82

63,135

5.65%

35

10

1,304,773

153,895

1,150,878

57,546,972

0.28%

161,132

14.00%

2.99

66,980

5.82%

36

11

1,343,916

158,512

1,185,404

56,396,094

0.30%

169,188

14.27%

3.18

71,059

5.99%

37

12

1,384,234

163,268

1,220,966

55,210,690

0.32%

176,674

14.47%

3.37

75,386

6.17%

38

13

1,425,761

168,166

1,257,595

53,989,724

0.34%

183,565

14.60%

3.58

79,977

6.36%

39

14

1,468,534

173,211

1,295,323

52,732,129

0.36%

189,836

14.66%

3.79

84,848

6.55%

40

15

1,512,590

178,407

1,334,183

51,436,806

0.38%

195,460

14.65%

4.02

90,015

6.75%

41

16

1,557,967

183,759

1,374,208

50,102,623

0.40%

200,410

14.58%

4.27

95,497

6.95%

42

17

1,604,706

189,272

1,415,435

48,728,414

0.42%

204,659

14.46%

4.53

101,313

7.16%

43

18

1,652,848

194,950

1,457,898

47,312,980

0.44%

208,177

14.28%

4.81

107,483

7.37%

44

19

1,702,433

200,799

1,501,634

45,855,082

0.46%

210,933

14.05%

5.10

114,029

7.59%

45

20

1,753,506

206,823

1,546,684

44,353,448

0.48%

212,897

13.76%

5.41

120,973

7.82%

46

21

1,806,111

213,027

1,593,084

42,806,764

0.50%

214,034

13.44%

5.74

128,340

8.06%

47

22

1,860,295

219,418

1,640,877

41,213,680

0.52%

214,311

13.06%

6.09

136,156

8.30%

48

23

1,916,103

226,001

1,690,103

39,572,804

0.54%

213,693

12.64%

6.46

144,448

8.55%

49

24

1,973,587

232,781

1,740,806

37,882,701

0.56%

212,143

12.19%

6.85

153,245

8.80%

50

25

2,032,794

239,764

1,793,030

36,141,895

0.58%

209,623

11.69%

7.27

162,578

9.07%

51

26

2,093,778

246,957

1,846,821

34,348,865

0.60%

206,093

11.16%

7.71

172,479

9.34%

52

27

2,156,591

254,366

1,902,226

32,502,044

0.62%

201,513

10.59%

8.18

182,983

9.62%

53

28

2,221,289

261,997

1,959,292

30,599,818

0.64%

195,839

10.00%

8.68

194,126

9.91%

54

29

2,287,928

269,856

2,018,071

28,640,526

0.66%

189,027

9.37%

9.21

205,949

10.21%

55

30

2,356,566

277,952

2,078,613

26,622,455

0.68%

181,033

8.71%

9.77

218,491

10.51%

56

31

2,427,262

286,291

2,140,972

24,543,841

0.70%

171,807

8.02%

10.36

231,797

10.83%

57

32

2,500,080

294,879

2,205,201

22,402,870

0.72%

161,301

7.31%

10.99

245,913

11.15%

58

33

2,575,083

303,726

2,271,357

20,197,669

0.74%

149,463

6.58%

11.66

260,890

11.49%

59

34

2,652,335

312,838

2,339,498

17,926,312

0.76%

136,240

5.82%

12.37

276,778

11.83%

60

35

2,731,905

322,223

2,409,683

15,586,814

0.78%

121,577

5.05%

13.13

293,633

12.19%

61

36

2,813,862

331,889

2,481,973

13,177,132

0.80%

105,417

4.25%

13.93

311,516

12.55%

62

37

2,898,278

341,846

2,556,432

10,695,159

0.82%

87,700

3.43%

14.77

330,487

12.93%

63

38

2,985,227

352,102

2,633,125

8,138,727

0.84%

68,365

2.60%

15.67

350,614

13.32%

64

39

3,074,783

362,665

2,712,119

5,505,601

0.86%

47,348

1.75%

16.63

371,966

13.71%

65

40

3,167,027

373,544

2,793,482

2,793,482

0.88%

24,583

0.88%

17.64

394,619

14.13%

合計

75,401,260

8,893,428

66,507,832

已死亡%

19.60%

6,228,367

278.45

6,228,367