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老公年薪70萬元家人所需人壽保障
2009/06/23 17:34:27瀏覽553|回應0|推薦0

 

年齡

年資

薪資

基本生活

淨薪資

所需保障

死亡率

保費

負擔

參數

新保費

新負擔

26

1

700,000

117,948

582,052

43,887,454

0.10%

43,887

7.54%

1.76

25,962

4.46%

27

2

721,000

121,486

599,514

43,305,402

0.12%

51,966

8.67%

1.87

27,543

4.59%

28

3

742,630

125,131

617,499

42,705,888

0.14%

59,788

9.68%

1.98

29,221

4.73%

29

4

764,909

128,885

636,024

42,088,390

0.16%

67,341

10.59%

2.10

31,000

4.87%

30

5

787,856

132,752

655,105

41,452,366

0.18%

74,614

11.39%

2.23

32,888

5.02%

31

6

811,492

136,734

674,758

40,797,261

0.20%

81,595

12.09%

2.36

34,891

5.17%

32

7

835,837

140,836

695,001

40,122,503

0.22%

88,270

12.70%

2.51

37,016

5.33%

33

8

860,912

145,061

715,851

39,427,503

0.24%

94,626

13.22%

2.66

39,270

5.49%

34

9

886,739

149,413

737,326

38,711,652

0.26%

100,650

13.65%

2.82

41,662

5.65%

35

10

913,341

153,895

759,446

37,974,326

0.28%

106,328

14.00%

2.99

44,199

5.82%

36

11

940,741

158,512

782,229

37,214,880

0.30%

111,645

14.27%

3.18

46,891

5.99%

37

12

968,964

163,268

805,696

36,432,651

0.32%

116,584

14.47%

3.37

49,746

6.17%

38

13

998,033

168,166

829,867

35,626,955

0.34%

121,132

14.60%

3.58

52,776

6.36%

39

14

1,027,974

173,211

854,763

34,797,088

0.36%

125,270

14.66%

3.79

55,990

6.55%

40

15

1,058,813

178,407

880,406

33,942,325

0.38%

128,981

14.65%

4.02

59,400

6.75%

41

16

1,090,577

183,759

906,818

33,061,919

0.40%

132,248

14.58%

4.27

63,017

6.95%

42

17

1,123,295

189,272

934,023

32,155,101

0.42%

135,051

14.46%

4.53

66,855

7.16%

43

18

1,156,993

194,950

962,043

31,221,078

0.44%

137,373

14.28%

4.81

70,926

7.37%

44

19

1,191,703

200,799

990,905

30,259,035

0.46%

139,192

14.05%

5.10

75,246

7.59%

45

20

1,227,454

206,823

1,020,632

29,268,131

0.48%

140,487

13.76%

5.41

79,828

7.82%

46

21

1,264,278

213,027

1,051,251

28,247,499

0.50%

141,237

13.44%

5.74

84,690

8.06%

47

22

1,302,206

219,418

1,082,788

27,196,248

0.52%

141,420

13.06%

6.09

89,847

8.30%

48

23

1,341,272

226,001

1,115,272

26,113,460

0.54%

141,013

12.64%

6.46

95,319

8.55%

49

24

1,381,511

232,781

1,148,730

24,998,188

0.56%

139,990

12.19%

6.85

101,124

8.80%

50

25

1,422,956

239,764

1,183,192

23,849,458

0.58%

138,327

11.69%

7.27

107,282

9.07%

51

26

1,465,645

246,957

1,218,688

22,666,266

0.60%

135,998

11.16%

7.71

113,816

9.34%

52

27

1,509,614

254,366

1,255,248

21,447,579

0.62%

132,975

10.59%

8.18

120,747

9.62%

53

28

1,554,902

261,997

1,292,906

20,192,330

0.64%

129,231

10.00%

8.68

128,101

9.91%

54

29

1,601,549

269,856

1,331,693

18,899,425

0.66%

124,736

9.37%

9.21

135,902

10.21%

55

30

1,649,596

277,952

1,371,644

17,567,732

0.68%

119,461

8.71%

9.77

144,179

10.51%

56

31

1,699,084

286,291

1,412,793

16,196,088

0.70%

113,373

8.02%

10.36

152,959

10.83%

57

32

1,750,056

294,879

1,455,177

14,783,295

0.72%

106,440

7.31%

10.99

162,274

11.15%

58

33

1,802,558

303,726

1,498,832

13,328,118

0.74%

98,628

6.58%

11.66

172,157

11.49%

59

34

1,856,635

312,838

1,543,797

11,829,286

0.76%

89,903

5.82%

12.37

182,641

11.83%

60

35

1,912,334

322,223

1,590,111

10,285,489

0.78%

80,227

5.05%

13.13

193,764

12.19%

61

36

1,969,704

331,889

1,637,814

8,695,378

0.80%

69,563

4.25%

13.93

205,564

12.55%

62

37

2,028,795

341,846

1,686,949

7,057,564

0.82%

57,872

3.43%

14.77

218,083

12.93%

63

38

2,089,659

352,102

1,737,557

5,370,615

0.84%

45,113

2.60%

15.67

231,364

13.32%

64

39

2,152,348

362,665

1,789,684

3,633,058

0.86%

31,244

1.75%

16.63

245,454

13.71%

65

40

2,216,919

373,544

1,843,374

1,843,374

0.88%

16,222

0.88%

17.64

260,403

14.13%

合計

52,780,882

8,893,428

43,887,454

已死亡%

19.60%

4,110,000

 

278.45

4,110,000

 

延伸閱讀

 

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