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老公年薪50萬元家人所需人壽保障
2009/06/23 12:11:48瀏覽446|回應0|推薦0

 

年齡

年資

薪資

基本生活

淨薪資

所需保障

死亡率

保費

負擔

參數

新保費

新負擔

26

1

500,000

117,948

382,052

28,807,202

0.10%

28,807

7.54%

1.76

17,041

4.46%

27

2

515,000

121,486

393,514

28,425,150

0.12%

34,110

8.67%

1.87

18,079

4.59%

28

3

530,450

125,131

405,319

28,031,637

0.14%

39,244

9.68%

1.98

19,180

4.73%

29

4

546,364

128,885

417,479

27,626,318

0.16%

44,202

10.59%

2.10

20,348

4.87%

30

5

562,754

132,752

430,003

27,208,839

0.18%

48,976

11.39%

2.23

21,587

5.02%

31

6

579,637

136,734

442,903

26,778,836

0.20%

53,558

12.09%

2.36

22,902

5.17%

32

7

597,026

140,836

456,190

26,335,933

0.22%

57,939

12.70%

2.51

24,297

5.33%

33

8

614,937

145,061

469,876

25,879,743

0.24%

62,111

13.22%

2.66

25,776

5.49%

34

9

633,385

149,413

483,972

25,409,867

0.26%

66,066

13.65%

2.82

27,346

5.65%

35

10

652,387

153,895

498,491

24,925,895

0.28%

69,793

14.00%

2.99

29,012

5.82%

36

11

671,958

158,512

513,446

24,427,404

0.30%

73,282

14.27%

3.18

30,778

5.99%

37

12

692,117

163,268

528,849

23,913,958

0.32%

76,525

14.47%

3.37

32,653

6.17%

38

13

712,880

168,166

544,715

23,385,109

0.34%

79,509

14.60%

3.58

34,641

6.36%

39

14

734,267

173,211

561,056

22,840,394

0.36%

82,225

14.66%

3.79

36,751

6.55%

40

15

756,295

178,407

577,888

22,279,338

0.38%

84,661

14.65%

4.02

38,989

6.75%

41

16

778,984

183,759

595,225

21,701,450

0.40%

86,806

14.58%

4.27

41,364

6.95%

42

17

802,353

189,272

613,081

21,106,225

0.42%

88,646

14.46%

4.53

43,883

7.16%

43

18

826,424

194,950

631,474

20,493,144

0.44%

90,170

14.28%

4.81

46,555

7.37%

44

19

851,217

200,799

650,418

19,861,670

0.46%

91,364

14.05%

5.10

49,390

7.59%

45

20

876,753

206,823

669,930

19,211,252

0.48%

92,214

13.76%

5.41

52,398

7.82%

46

21

903,056

213,027

690,028

18,541,322

0.50%

92,707

13.44%

5.74

55,589

8.06%

47

22

930,147

219,418

710,729

17,851,293

0.52%

92,827

13.06%

6.09

58,975

8.30%

48

23

958,052

226,001

732,051

17,140,564

0.54%

92,559

12.64%

6.46

62,566

8.55%

49

24

986,793

232,781

754,013

16,408,513

0.56%

91,888

12.19%

6.85

66,377

8.80%

50

25

1,016,397

239,764

776,633

15,654,500

0.58%

90,796

11.69%

7.27

70,419

9.07%

51

26

1,046,889

246,957

799,932

14,877,867

0.60%

89,267

11.16%

7.71

74,707

9.34%

52

27

1,078,296

254,366

823,930

14,077,935

0.62%

87,283

10.59%

8.18

79,257

9.62%

53

28

1,110,645

261,997

848,648

13,254,005

0.64%

84,826

10.00%

8.68

84,084

9.91%

54

29

1,143,964

269,856

874,107

12,405,357

0.66%

81,875

9.37%

9.21

89,205

10.21%

55

30

1,178,283

277,952

900,331

11,531,250

0.68%

78,412

8.71%

9.77

94,637

10.51%

56

31

1,213,631

286,291

927,340

10,630,919

0.70%

74,416

8.02%

10.36

100,401

10.83%

57

32

1,250,040

294,879

955,161

9,703,579

0.72%

69,866

7.31%

10.99

106,515

11.15%

58

33

1,287,541

303,726

983,816

8,748,418

0.74%

64,738

6.58%

11.66

113,002

11.49%

59

34

1,326,168

312,838

1,013,330

7,764,603

0.76%

59,011

5.82%

12.37

119,884

11.83%

60

35

1,365,953

322,223

1,043,730

6,751,273

0.78%

52,660

5.05%

13.13

127,184

12.19%

61

36

1,406,931

331,889

1,075,042

5,707,543

0.80%

45,660

4.25%

13.93

134,930

12.55%

62

37

1,449,139

341,846

1,107,293

4,632,501

0.82%

37,987

3.43%

14.77

143,147

12.93%

63

38

1,492,613

352,102

1,140,512

3,525,208

0.84%

29,612

2.60%

15.67

151,865

13.32%

64

39

1,537,392

362,665

1,174,727

2,384,696

0.86%

20,508

1.75%

16.63

161,113

13.71%

65

40

1,583,513

373,544

1,209,969

1,209,969

0.88%

10,648

0.88%

17.64

170,925

14.13%

合計

37,700,630

8,893,428

28,807,202

已死亡%

19.60%

2,697,755

 

278.45

2,697,755

 

延伸閱讀

 

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