年齡

年資

薪資

基本生活

淨薪資

所需保障

死亡率

保費

負擔

參數

新保費

新負擔

26

1

900,000

117,948

782,052

58,967,706

0.10%

58,968

7.54%

1.76

34,883

4.46%

27

2

927,000

121,486

805,514

58,185,654

0.12%

69,823

8.67%

1.87

37,008

4.59%

28

3

954,810

125,131

829,679

57,380,140

0.14%

80,332

9.68%

1.98

39,261

4.73%

29

4

983,454

128,885

854,569

56,550,461

0.16%

90,481

10.59%

2.10

41,652

4.87%

30

5

1,012,958

132,752

880,206

55,695,892

0.18%

100,253

11.39%

2.23

44,189

5.02%

31

6

1,043,347

136,734

906,613

54,815,686

0.20%

109,631

12.09%

2.36

46,880

5.17%

32

7

1,074,647

140,836

933,811

53,909,073

0.22%

118,600

12.70%

2.51

49,735

5.33%

33

8

1,106,886

145,061

961,825

52,975,262

0.24%

127,141

13.22%

2.66

52,764

5.49%

34

9

1,140,093

149,413

990,680

52,013,437

0.26%

135,235

13.65%

2.82

55,977

5.65%

35

10

1,174,296

153,895

1,020,400

51,022,757

0.28%

142,864

14.00%

2.99

59,386

5.82%

36

11

1,209,525

158,512

1,051,012

50,002,356

0.30%

150,007

14.27%

3.18

63,003

5.99%

37

12

1,245,810

163,268

1,082,543

48,951,344

0.32%

156,644

14.47%

3.37

66,840

6.17%

38

13

1,283,185

168,166

1,115,019

47,868,801

0.34%

162,754

14.60%

3.58

70,910

6.36%

39

14

1,321,680

173,211

1,148,470

46,753,782

0.36%

168,314

14.66%

3.79

75,229

6.55%

40

15

1,361,331

178,407

1,182,924

45,605,312

0.38%

173,300

14.65%

4.02

79,810

6.75%

41

16

1,402,171

183,759

1,218,412

44,422,388

0.40%

177,690

14.58%

4.27

84,671

6.95%

42

17

1,444,236

189,272

1,254,964

43,203,977

0.42%

181,457

14.46%

4.53

89,827

7.16%

43

18

1,487,563

194,950

1,292,613

41,949,013

0.44%

184,576

14.28%

4.81

95,297

7.37%

44

19

1,532,190

200,799

1,331,391

40,656,400

0.46%

187,019

14.05%

5.10

101,101

7.59%

45

20

1,578,155

206,823

1,371,333

39,325,009

0.48%

188,760

13.76%

5.41

107,258

7.82%

46

21

1,625,500

213,027

1,412,473

37,953,676

0.50%

189,768

13.44%

5.74

113,790

8.06%

47

22

1,674,265

219,418

1,454,847

36,541,203

0.52%

190,014

13.06%

6.09

120,720

8.30%

48

23

1,724,493

226,001

1,498,493

35,086,356

0.54%

189,466

12.64%

6.46

128,072

8.55%

49

24

1,776,228

232,781

1,543,447

33,587,863

0.56%

188,092

12.19%

6.85

135,871

8.80%

50

25

1,829,515

239,764

1,589,751

32,044,416

0.58%

185,858

11.69%

7.27

144,146

9.07%

51

26

1,884,400

246,957

1,637,443

30,454,665

0.60%

182,728

11.16%

7.71

152,924

9.34%

52

27

1,940,932

254,366

1,686,567

28,817,222

0.62%

178,667

10.59%

8.18

162,238

9.62%

53

28

1,999,160

261,997

1,737,164

27,130,656

0.64%

173,636

10.00%

8.68

172,118

9.91%

54

29

2,059,135

269,856

1,789,278

25,393,492

0.66%

167,597

9.37%

9.21

182,600

10.21%

55

30

2,120,909

277,952

1,842,957

23,604,214

0.68%

160,509

8.71%

9.77

193,720

10.51%

56

31

2,184,536

286,291

1,898,245

21,761,257

0.70%

152,329

8.02%

10.36

205,518

10.83%

57

32

2,250,072

294,879

1,955,193

19,863,012

0.72%

143,014

7.31%

10.99

218,034

11.15%

58

33

2,317,574

303,726

2,013,849

17,907,819

0.74%

132,518

6.58%

11.66

231,312

11.49%

59

34

2,387,102

312,838

2,074,264

15,893,970

0.76%

120,794

5.82%

12.37

245,399

11.83%

60

35

2,458,715

322,223

2,136,492

13,819,706

0.78%

107,794

5.05%

13.13

260,344

12.19%

61

36

2,532,476

331,889

2,200,587

11,683,214

0.80%

93,466

4.25%

13.93

276,199

12.55%

62

37

2,608,450

341,846

2,266,604

9,482,627

0.82%

77,758

3.43%

14.77

293,019

12.93%

63

38

2,686,704

352,102

2,334,602

7,216,023

0.84%

60,615

2.60%

15.67

310,864

13.32%

64

39

2,767,305

362,665

2,404,641

4,881,420

0.86%

41,980

1.75%

16.63

329,796

13.71%

65

40

2,850,324

373,544

2,476,780

2,476,780

0.88%

21,796

0.88%

17.64

349,880

14.13%

合計

67,861,134

8,893,428

58,967,706

已死亡%

19.60%

5,522,244

278.45

5,522,244