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老公年薪80萬元家人所需人壽保障
2009/06/24 09:12:22瀏覽541|回應0|推薦0

 

年齡

年資

薪資

基本生活

淨薪資

所需保障

死亡率

保費

負擔

參數

新保費

新負擔

26

1

800,000

117,948

682,052

51,427,580

0.10%

51,428

7.54%

1.76

30,423

4.46%

27

2

824,000

121,486

702,514

50,745,528

0.12%

60,895

8.67%

1.87

32,275

4.59%

28

3

848,720

125,131

723,589

50,043,014

0.14%

70,060

9.68%

1.98

34,241

4.73%

29

4

874,182

128,885

745,297

49,319,425

0.16%

78,911

10.59%

2.10

36,326

4.87%

30

5

900,407

132,752

767,656

48,574,129

0.18%

87,433

11.39%

2.23

38,539

5.02%

31

6

927,419

136,734

790,685

47,806,473

0.20%

95,613

12.09%

2.36

40,886

5.17%

32

7

955,242

140,836

814,406

47,015,788

0.22%

103,435

12.70%

2.51

43,375

5.33%

33

8

983,899

145,061

838,838

46,201,382

0.24%

110,883

13.22%

2.66

46,017

5.49%

34

9

1,013,416

149,413

864,003

45,362,544

0.26%

117,943

13.65%

2.82

48,819

5.65%

35

10

1,043,819

153,895

889,923

44,498,541

0.28%

124,596

14.00%

2.99

51,793

5.82%

36

11

1,075,133

158,512

916,621

43,608,618

0.30%

130,826

14.27%

3.18

54,947

5.99%

37

12

1,107,387

163,268

944,119

42,691,997

0.32%

136,614

14.47%

3.37

58,293

6.17%

38

13

1,140,609

168,166

972,443

41,747,878

0.34%

141,943

14.60%

3.58

61,843

6.36%

39

14

1,174,827

173,211

1,001,616

40,775,435

0.36%

146,792

14.66%

3.79

65,609

6.55%

40

15

1,210,072

178,407

1,031,665

39,773,818

0.38%

151,141

14.65%

4.02

69,605

6.75%

41

16

1,246,374

183,759

1,062,615

38,742,154

0.40%

154,969

14.58%

4.27

73,844

6.95%

42

17

1,283,765

189,272

1,094,493

37,679,539

0.42%

158,254

14.46%

4.53

78,341

7.16%

43

18

1,322,278

194,950

1,127,328

36,585,046

0.44%

160,974

14.28%

4.81

83,112

7.37%

44

19

1,361,946

200,799

1,161,148

35,457,718

0.46%

163,106

14.05%

5.10

88,173

7.59%

45

20

1,402,805

206,823

1,195,982

34,296,570

0.48%

164,624

13.76%

5.41

93,543

7.82%

46

21

1,444,889

213,027

1,231,862

33,100,587

0.50%

165,503

13.44%

5.74

99,240

8.06%

47

22

1,488,236

219,418

1,268,818

31,868,726

0.52%

165,717

13.06%

6.09

105,284

8.30%

48

23

1,532,883

226,001

1,306,882

30,599,908

0.54%

165,240

12.64%

6.46

111,695

8.55%

49

24

1,578,869

232,781

1,346,089

29,293,026

0.56%

164,041

12.19%

6.85

118,498

8.80%

50

25

1,626,235

239,764

1,386,471

27,946,937

0.58%

162,092

11.69%

7.27

125,714

9.07%

51

26

1,675,022

246,957

1,428,065

26,560,466

0.60%

159,363

11.16%

7.71

133,370

9.34%

52

27

1,725,273

254,366

1,470,907

25,132,400

0.62%

155,821

10.59%

8.18

141,492

9.62%

53

28

1,777,031

261,997

1,515,035

23,661,493

0.64%

151,434

10.00%

8.68

150,109

9.91%

54

29

1,830,342

269,856

1,560,486

22,146,458

0.66%

146,167

9.37%

9.21

159,251

10.21%

55

30

1,885,252

277,952

1,607,300

20,585,973

0.68%

139,985

8.71%

9.77

168,949

10.51%

56

31

1,941,810

286,291

1,655,519

18,978,673

0.70%

132,851

8.02%

10.36

179,238

10.83%

57

32

2,000,064

294,879

1,705,185

17,323,153

0.72%

124,727

7.31%

10.99

190,154

11.15%

58

33

2,060,066

303,726

1,756,340

15,617,969

0.74%

115,573

6.58%

11.66

201,734

11.49%

59

34

2,121,868

312,838

1,809,031

13,861,628

0.76%

105,348

5.82%

12.37

214,020

11.83%

60

35

2,185,524

322,223

1,863,301

12,052,598

0.78%

94,010

5.05%

13.13

227,054

12.19%

61

36

2,251,090

331,889

1,919,201

10,189,296

0.80%

81,514

4.25%

13.93

240,881

12.55%

62

37

2,318,623

341,846

1,976,777

8,270,096

0.82%

67,815

3.43%

14.77

255,551

12.93%

63

38

2,388,181

352,102

2,036,080

6,293,319

0.84%

52,864

2.60%

15.67

271,114

13.32%

64

39

2,459,827

362,665

2,097,162

4,257,239

0.86%

36,612

1.75%

16.63

287,625

13.71%

65

40

2,533,622

373,544

2,160,077

2,160,077

0.88%

19,009

0.88%

17.64

305,141

14.13%

合計

60,321,008

8,893,428

51,427,580

已死亡%

19.60%

4,816,122

 

278.45

4,816,122

 

延伸閱讀

 

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