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老公年薪60萬元家人所需人壽保障
2009/06/23 12:18:30瀏覽442|回應0|推薦1

 

年齡

年資

薪資

基本生活

淨薪資

所需保障

死亡率

保費

負擔

參數

新保費

新負擔

26

1

600,000

117,948

482,052

36,347,328

0.10%

36,347

7.54%

1.76

21,502

4.46%

27

2

618,000

121,486

496,514

35,865,276

0.12%

43,038

8.67%

1.87

22,811

4.59%

28

3

636,540

125,131

511,409

35,368,762

0.14%

49,516

9.68%

1.98

24,200

4.73%

29

4

655,636

128,885

526,751

34,857,354

0.16%

55,772

10.59%

2.10

25,674

4.87%

30

5

675,305

132,752

542,554

34,330,602

0.18%

61,795

11.39%

2.23

27,238

5.02%

31

6

695,564

136,734

558,830

33,788,049

0.20%

67,576

12.09%

2.36

28,897

5.17%

32

7

716,431

140,836

575,595

33,229,218

0.22%

73,104

12.70%

2.51

30,656

5.33%

33

8

737,924

145,061

592,863

32,653,623

0.24%

78,369

13.22%

2.66

32,523

5.49%

34

9

760,062

149,413

610,649

32,060,760

0.26%

83,358

13.65%

2.82

34,504

5.65%

35

10

782,864

153,895

628,969

31,450,111

0.28%

88,060

14.00%

2.99

36,605

5.82%

36

11

806,350

158,512

647,838

30,821,142

0.30%

92,463

14.27%

3.18

38,835

5.99%

37

12

830,540

163,268

667,273

30,173,305

0.32%

96,555

14.47%

3.37

41,200

6.17%

38

13

855,457

168,166

687,291

29,506,032

0.34%

100,321

14.60%

3.58

43,709

6.36%

39

14

881,120

173,211

707,910

28,818,741

0.36%

103,747

14.66%

3.79

46,371

6.55%

40

15

907,554

178,407

729,147

28,110,831

0.38%

106,821

14.65%

4.02

49,194

6.75%

41

16

934,780

183,759

751,021

27,381,684

0.40%

109,527

14.58%

4.27

52,190

6.95%

42

17

962,824

189,272

773,552

26,630,663

0.42%

111,849

14.46%

4.53

55,369

7.16%

43

18

991,709

194,950

796,759

25,857,111

0.44%

113,771

14.28%

4.81

58,741

7.37%

44

19

1,021,460

200,799

820,661

25,060,353

0.46%

115,278

14.05%

5.10

62,318

7.59%

45

20

1,052,104

206,823

845,281

24,239,691

0.48%

116,351

13.76%

5.41

66,113

7.82%

46

21

1,083,667

213,027

870,640

23,394,410

0.50%

116,972

13.44%

5.74

70,140

8.06%

47

22

1,116,177

219,418

896,759

22,523,771

0.52%

117,124

13.06%

6.09

74,411

8.30%

48

23

1,149,662

226,001

923,661

21,627,012

0.54%

116,786

12.64%

6.46

78,943

8.55%

49

24

1,184,152

232,781

951,371

20,703,351

0.56%

115,939

12.19%

6.85

83,750

8.80%

50

25

1,219,676

239,764

979,912

19,751,979

0.58%

114,561

11.69%

7.27

88,851

9.07%

51

26

1,256,267

246,957

1,009,310

18,772,067

0.60%

112,632

11.16%

7.71

94,262

9.34%

52

27

1,293,955

254,366

1,039,589

17,762,757

0.62%

110,129

10.59%

8.18

100,002

9.62%

53

28

1,332,773

261,997

1,070,777

16,723,168

0.64%

107,028

10.00%

8.68

106,092

9.91%

54

29

1,372,757

269,856

1,102,900

15,652,391

0.66%

103,306

9.37%

9.21

112,553

10.21%

55

30

1,413,939

277,952

1,135,987

14,549,491

0.68%

98,937

8.71%

9.77

119,408

10.51%

56

31

1,456,357

286,291

1,170,067

13,413,504

0.70%

93,895

8.02%

10.36

126,680

10.83%

57

32

1,500,048

294,879

1,205,169

12,243,437

0.72%

88,153

7.31%

10.99

134,395

11.15%

58

33

1,545,050

303,726

1,241,324

11,038,268

0.74%

81,683

6.58%

11.66

142,579

11.49%

59

34

1,591,401

312,838

1,278,564

9,796,945

0.76%

74,457

5.82%

12.37

151,262

11.83%

60

35

1,639,143

322,223

1,316,920

8,518,381

0.78%

66,443

5.05%

13.13

160,474

12.19%

61

36

1,688,317

331,889

1,356,428

7,201,461

0.80%

57,612

4.25%

13.93

170,247

12.55%

62

37

1,738,967

341,846

1,397,121

5,845,033

0.82%

47,929

3.43%

14.77

180,615

12.93%

63

38

1,791,136

352,102

1,439,034

4,447,912

0.84%

37,362

2.60%

15.67

191,615

13.32%

64

39

1,844,870

362,665

1,482,206

3,008,877

0.86%

25,876

1.75%

16.63

203,284

13.71%

65

40

1,900,216

373,544

1,526,672

1,526,672

0.88%

13,435

0.88%

17.64

215,664

14.13%

合計

45,240,756

8,893,428

36,347,328

已死亡%

19.60%

3,403,877

 

278.45

3,403,877

 

延伸閱讀

 

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