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老公年薪40萬元家人所需人壽保障
2009/06/23 12:06:10瀏覽552|回應0|推薦0

 

年齡

年資

薪資

基本生活

淨薪資

所需保障

死亡率

保費

負擔

參數

新保費

新負擔

26

1

400,000

117,948

282,052

21,267,076

0.10%

21,267

7.54%

1.76

12,581

4.46%

27

2

412,000

121,486

290,514

20,985,024

0.12%

25,182

8.67%

1.87

13,347

4.59%

28

3

424,360

125,131

299,229

20,694,511

0.14%

28,972

9.68%

1.98

14,160

4.73%

29

4

437,091

128,885

308,206

20,395,282

0.16%

32,632

10.59%

2.10

15,022

4.87%

30

5

450,204

132,752

317,452

20,087,076

0.18%

36,157

11.39%

2.23

15,937

5.02%

31

6

463,710

136,734

326,976

19,769,624

0.20%

39,539

12.09%

2.36

16,908

5.17%

32

7

477,621

140,836

336,785

19,442,648

0.22%

42,774

12.70%

2.51

17,937

5.33%

33

8

491,950

145,061

346,888

19,105,863

0.24%

45,854

13.22%

2.66

19,030

5.49%

34

9

506,708

149,413

357,295

18,758,975

0.26%

48,773

13.65%

2.82

20,189

5.65%

35

10

521,909

153,895

368,014

18,401,680

0.28%

51,525

14.00%

2.99

21,418

5.82%

36

11

537,567

158,512

379,054

18,033,666

0.30%

54,101

14.27%

3.18

22,722

5.99%

37

12

553,694

163,268

390,426

17,654,612

0.32%

56,495

14.47%

3.37

24,106

6.17%

38

13

570,304

168,166

402,139

17,264,186

0.34%

58,698

14.60%

3.58

25,574

6.36%

39

14

587,413

173,211

414,203

16,862,047

0.36%

60,703

14.66%

3.79

27,132

6.55%

40

15

605,036

178,407

426,629

16,447,844

0.38%

62,502

14.65%

4.02

28,784

6.75%

41

16

623,187

183,759

439,428

16,021,215

0.40%

64,085

14.58%

4.27

30,537

6.95%

42

17

641,883

189,272

452,611

15,581,787

0.42%

65,444

14.46%

4.53

32,397

7.16%

43

18

661,139

194,950

466,189

15,129,177

0.44%

66,568

14.28%

4.81

34,370

7.37%

44

19

680,973

200,799

480,175

14,662,988

0.46%

67,450

14.05%

5.10

36,463

7.59%

45

20

701,402

206,823

494,580

14,182,813

0.48%

68,078

13.76%

5.41

38,683

7.82%

46

21

722,444

213,027

509,417

13,688,233

0.50%

68,441

13.44%

5.74

41,039

8.06%

47

22

744,118

219,418

524,700

13,178,816

0.52%

68,530

13.06%

6.09

43,538

8.30%

48

23

766,441

226,001

540,441

12,654,116

0.54%

68,332

12.64%

6.46

46,190

8.55%

49

24

789,435

232,781

556,654

12,113,675

0.56%

67,837

12.19%

6.85

49,003

8.80%

50

25

813,118

239,764

573,354

11,557,021

0.58%

67,031

11.69%

7.27

51,987

9.07%

51

26

837,511

246,957

590,554

10,983,668

0.60%

65,902

11.16%

7.71

55,153

9.34%

52

27

862,637

254,366

608,271

10,393,113

0.62%

64,437

10.59%

8.18

58,512

9.62%

53

28

888,516

261,997

626,519

9,784,843

0.64%

62,623

10.00%

8.68

62,075

9.91%

54

29

915,171

269,856

645,315

9,158,324

0.66%

60,445

9.37%

9.21

65,856

10.21%

55

30

942,626

277,952

664,674

8,513,009

0.68%

57,888

8.71%

9.77

69,866

10.51%

56

31

970,905

286,291

684,614

7,848,335

0.70%

54,938

8.02%

10.36

74,121

10.83%

57

32

1,000,032

294,879

705,153

7,163,721

0.72%

51,579

7.31%

10.99

78,635

11.15%

58

33

1,030,033

303,726

726,307

6,458,568

0.74%

47,793

6.58%

11.66

83,424

11.49%

59

34

1,060,934

312,838

748,096

5,732,261

0.76%

43,565

5.82%

12.37

88,505

11.83%

60

35

1,092,762

322,223

770,539

4,984,164

0.78%

38,876

5.05%

13.13

93,895

12.19%

61

36

1,125,545

331,889

793,656

4,213,625

0.80%

33,709

4.25%

13.93

99,613

12.55%

62

37

1,159,311

341,846

817,465

3,419,969

0.82%

28,044

3.43%

14.77

105,679

12.93%

63

38

1,194,091

352,102

841,989

2,602,504

0.84%

21,861

2.60%

15.67

112,115

13.32%

64

39

1,229,913

362,665

867,249

1,760,515

0.86%

15,140

1.75%

16.63

118,943

13.71%

65

40

1,266,811

373,544

893,266

893,266

0.88%

7,861

0.88%

17.64

126,186

14.13%

合計

30,160,504

8,893,428

21,267,076

已死亡%

19.60%

1,991,632

 

278.45

1,991,632

 

延伸閱讀

 

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