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Suggest Trump let americans join with medicare as many as possible.
2017/05/02 09:17:55瀏覽289｜回應14｜推薦0

my husband select Humana HMO and here is his claims for Trump reference.

$35 paied for professional visiting, $0 for primary doctor. X-ray is $35.

monthly medicare premium is $121.8 for 2017

many denied because doctor office/hospital over charged.

doctor/hospital... charges, insurance paied, patient paied.
04/12/17 CENSEO HEALTH LLC 99343 $325 $325 $0 Paid

details paid or denied by insurance
PRAC. ASSESSMENT $325.00 $325.00 $0.00 Paid
PHYSICIAN VISIT $0.00 $0.00 Denied

04/03/17 CHERALA, SUNDARARAJ R denied $0 
PHYSICIAN VISIT $125.00 $0.00 $0.00 Denied
SURGERY $750.00 $0.00 $0.00 Denied
X RAY $250.00 $0.00 $0.00 Denied
INJECTIONS $100.00 $0.00 $0.00 Denied
OMS $200.00 $0.00 $0.00 Denied

03/08/17 AHMED, NAZNEEN $275 $114.72 $0 Paid
VENIPUNCTURE $12 $3 $0

03/08/17 PROFESSIONAL CLINICAL LAB LLC $0 Paid
COMP META PANEL $47.52 $14.61 $0.00 Paid
CARDIAC RISK PROFILE $54.36 $18.95 $0.00 Paid
LABORATORY $22.06 $8.19 $0.00 Paid
CALCIFEDIOL $108.90 $41.89 $0.00 Paid
LABORATORY $13.60 $7.32 $0.00 Paid
HEMOGLOBIN GLYCATED $39.60 $13.74 $0.00 Paid

03/08/17 PROFESSIONAL CLINICAL LAB LLC $0 Paid
COMP BLOOD COUNT $37.62 $11.00 $0.00 Paid
PROSTATE SCREEN (PSA $56.94 $28.47 $0.00 Paid

02/28/17 CHERALA, SUNDARARAJ R $125.00 $39.20 $35.00

02/24/17 ASSOCIATED IMAGING SPECIALISTS $0.00 Paid
COMP KNEE XRAY $54.00 $12.04 $0.00 Paid
COMP KNEE XRAY $54.00 $12.04 $0.00 Paid

02/24/17 PRESENCE SAINT JOSEPH HOSPITAL $35.00
RADIOLOGY GENERAL $938.00 $80.16 $35.00

02/21/17 KHURANA, DEEPAK MD $135.00 $43.11 $35.00 Paid
specialists in gastroe

01/30/17 CHERALA, SUNDARARAJ R $125.00 $39.20 $35.00

01/27/17 KHURANA, DEEPAK MD $0.00 Paid
COLONOSCOPY $1,075.00 $193.72 $0.00 Paid
SURGERY $75.00 $5.88 $0.00 Paid

01/27/17 PRESENCE SAINT JOSEPH HOSPITAL $200.00 Paid 01/28/17
AMBULATORY SURGERY $8,337.65 $482.09 $200.00 
PHARMACY GENERAL $22.05 $0.00 $0.00 Denied
OR MINOR SURGERY $7,253.00 $0.00 $0.00 Denied
LAB GENERAL $97.00 $0.00 $0.00 Denied
LAB GENERAL $97.00 $0.00 $0.00 Denied
ANESTHESIA GENERAL $526.00 $0.00 $0.00 Denied
ANESTHESIA GENERAL $306.00 $0.00 $0.00 Denied
RX REQ DET CODING $31.70 $0.00 $0.00 Denied
RX REQ DET CODING $4.90 $0.00 $0.00 Denied  

01/13/17 LIPNICK, SHERYL L DO $95.00 $43.11 $35.00 Paid
center for sports orth

01/09/17 CHERALA, SUNDARARAJ R  $39.85
SURGERY $750.00 $214.69 $35.00 Paid
OMS $200.00 $0.00 $0.00 Denied
INJECTIONS $100.00 $19.39 $4.85 Paid
MRI,MRA, CAT, PET $30.00 $2.31 $0.00 Paid

( 在地生活｜北美 )
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引用網址：https://classic-blog.udn.com/article/trackback.jsp?uid=amtrak&aid=101830048

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蝙蝠
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2017/05/03 13:36
川普保留帶病投保 或再挫新健保案..准許帶病投保勢將導致保費增加，與川普強調的新法案會使保費降低似乎不符，而且帶病投保能否得到保守派的支持也是疑問。
許多保守派呼籲，要允許各州廢除歐記健保中的主要規定。保守派認為，歐記健保是讓健康者為帶病投保的人提供補貼，因此應准許保險公司對健康消費者收取的保費，比帶病投保的人更低。
--1st Trump should force doctors/hospitals can't charge patients if insurance company denies the items. why should patints pay for disqualified doctors over done (especially w/o patients knowing the charges)?
2nd force insurance companies who offer very bad policy for companies' employees, personal that they have to monitor doctors/hospitals over charges no matter what.
when my husband company changed insurance policy to cheaper one for the 1st time, the insurance company didn't monitor doctors/hospitals over charges after benefits coverage run out of. I have to pay whatever doctors/hospitals charges. we as many patients didn't know the rules changed, we still monthly paied to insurance company and they did nothing.
this is why I turned down Obama's this year... pay for nothing.
3rd, Trump should call those 5% rotten rich how much they can voluntary help the 帶病投保, who they want to help, what the rules should follow... they decide any conditions and rules if only if they will help.
if I were the rotten rich I only help those worth to help not druggers, criminals, lazy, robbers, thieves, gun killers, abusers...
it also can reduce the bad people in usa.
蝙蝠(amtrak) 於 2017-05-03 13:57 回覆：

巴菲特的身家超過700億美元，但他早餐最多只花3塊多美元就解決

--I'm not surprised. we still  開 2001 hundai and 2009 sonata 汽車. breads, oatmeals, $2-$3 frozen per meal, $1-$2 frozen per breakfast. beans/corn/tuna cans.... except weekly restaurant to make sure we can go thru the rest 20-30 years retiring life.

certainly such 巴菲特-type won't help the poor at all especially those bad, lazy, wasteful people.

myself told my husband his relatives have no reason stealing our things(not mention abused my body, because I am in their ways), I save every penny including water for recycle using. if they living the way I am they don't need any help. 

蝙蝠
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2017/05/03 11:38

Since last year June my husband suddently got huge pain in his butt which he can't sleep. his primary doctor issued this and that till today the pain still not solved.

From what I saw it seemed 神经病痛, got none 神经病学医生 but others. this is the difference between HMO and PPO insurance policy, one is very slowly and step by step to find out the real problem . another is you decide what is the real problem. 

however the same result: patients have to pay huge money especially PPO.
蝙蝠(amtrak) 於 2017-05-03 11:58 回覆：

Suggest Trump let americans join with medicare as many as possible.

--I try to tell Trump, the rotten rich always can get the best doctors to cure their illness. the middle-low class are suffered disqualified primary doctors.

it is not easy find doctors who take medicare HMO, the primary doctor office original is focus on "beauty" related(for losing weights...).

the only good doctor we had was 1997-2006 before election. then I was infected as election judge then the good doctor can't but issue this and that till he left the hospital and I began falling into medical debts. After that worse and worse.

when I found out the current priary doctor is not professional I left, but my husband still stick to her. the good news thanks to medicare insurance he didn't pay lots but suffered the endless huge pain.

as myself I turned down Obama's this year because monthly $500 for nothing but huge medical debts traps in front of me.

蝙蝠
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2017/05/03 11:19
test. test. ...
蝙蝠(amtrak) 於 2017-05-03 15:37 回覆：
医疗成本高主要是因为医护人员的人工费用高。以培训美国医生为例，一名医生要经过四年的本科学习，四年医学院，还有四年在医院博士(MD)的培训和两年的实习时间。算下来，培养一名合格的医生在美国基本上需要26年左右的时间。要是专攻某一领域的医生则需要博士后以上的学历，至少需要32年以上的时间。

　　另外，医学专业的学费也是天价，不花个150万美元(约合1000万人民币)左右，是不可能成为医生的。如果没钱的话，可以去银行贷款，学生贷款利率是多少呢？10%！要知道房屋贷款20年的利率也不过4.9%，读14年医学专业下来，一套房子基本上没了。这些医生怎么才能把学费给赚回来呢？羊毛出在羊身上，最后还是患者买单。

--the question is most are disqualified doctors we got. the current one with my husband since 2013, she is very young(from Indo), just graduated . most seniors white doctors don't take new patients or retiring (not working everyday). the cheaper insurance the worse like the fake doctor I got in 2016(from middle eastern, older).
蝙蝠(amtrak) 於 2017-05-03 15:56 回覆：
美国实行“以械养医”、“以药养医”

医疗设施和药物昂贵则是跟美联航的拖拽事件一样属于“美国特色”。美国的医院实行“以械养医”、“以药养医”，加价比例通常是规定的15%左右。由于美国的医院多数是私营性质，他们的所得收入除了支付医护人员的工资以外，基本上剩下的都归医院所有。例如，一副医疗手套，在市面上的进货价格不过几美元，但是到了大医院手中，却可以理直气壮加到数十美元。...

--my husband doctor frequently issued new vitamine-related for my husband. earlier she prescribed very expensive $100+ for vitamine ? in 2016, my husband refused to pay.

this year she prescribed 50,000 IU vitamine D2 which one pill can last for many days. 8 pills charged $7?  it under $10 so he took it unwilling. doctors treat patients as white rats for testing new medicines which are not necessary.
蝙蝠(amtrak) 於 2017-05-03 11:19 回覆：
2 of my neighbours ended their houses foreclosured.
a week before my husband got medicare, we beged edward hospital doctors it's not life threaton please do the tests a week later. doctors were Kings they did everything on him and huge medical debts suffered during bloody wars caused job lost. And SHIP won't help as not medicare insured.
myself got huge medical debts because my husband company offered very bad insurance policy.
the worst is eye doctors and dentists, never nodded your head if you don't know medical terms.
蝙蝠(amtrak) 於 2017-05-03 11:20 回覆：
china people should be alert if you have a trip in usa you have to make sure either you buy good travelling insurarance policy related or you are sure won't get ill/accident in usa.
蝙蝠(amtrak) 於 2017-05-03 11:21 回覆：

Trump should know medicare is the only one patients can get SHIP help them.

many over charges can't get help if not medicare insurance.
蝙蝠(amtrak) 於 2017-05-03 14:44 回覆：

中国留学生做手术花1000多万 美国看病咋这么贵？ ...一位 “裸险”的中国女留学生在美国斯坦福大学医院接受心脏手术，五天后出院回家，收到来自美国医院和医生的两份账单，竟然高达170万美元，折合人民币1100多万元,..　拔颗智齿要花费近7000元...2015年回国，我顺手拔了这颗智齿，结果只花了600多元人民币。

美国培养医生成本高 导致医护人员人工费高,美国医疗费用高昂有两个原因：一是医疗成本高，二是医疗设施和药物昂贵。医疗成本高主要是因为医护人员的人工费用高。美国实行“以械养医”、“以药养医”,美国急诊费用堪称天价

--the most key point 来美10年的中国留学生孟令军 who didn't clearly point out why 拔颗智齿要花费近7000元?

the same job in old time female gave a birth thru 产婆 quite cheap.  a simple job can be performed by w/o much knowledge 产婆, today force to pay 成本高培养医生 did the most same things plus with pain-killer medicines. certainly few females have serious problems do need morden 高成本 skills to save their life.

the good news more and more 中国留学生 came to usa they can dig out more the truth about usa, not blindly worship usa or believe those fake stories about usa.

中国留学生  should post the more details about usa doctors/dentists/hospitals.. charges like i did post here. the more detail the better help china people understand usa systems well.

to me usa existing many cheating daily if you are not carefully. Last time I saw the famous one from taiwan in china declaring china should do itself way. Gladly to hear it. only top class know usa is 3rd class, should not blindly worship usa ways.
蝙蝠(amtrak) 於 2017-05-03 15:23 回覆：

在美国，医疗问题一直是个很严重又敏感的社会问题。每任总统都试图解决它，但是这个问题始终没有得到有效解决，反而有愈演愈烈的态势。根据美国政府2013年的医疗费用报告，美国年人均医疗支出达到8600美元(约合近6万元人民币)，美国医疗支出占美国GDP总量的17.1%。而且这个支出比例还在逐年上涨，预计未来数年之内有可能达到美国GDP的20%。

-- in 2016 my husband paied medicare insurance $1478.50, doctor/lab $1100(pain related), medicine $63.56(high blood pressure, dietbetti related, pain-killer) and and counter medicine $73.76(most pain-killer related),

in 2016 my obama's insurance $736.02(w/o SSR, very low income) plus my previous medical debts $1024.51. only visit primary doctor twice for anual exam(very bad service, like a fake doctor) and shits test for free.

total $4539.64 for 2016. we both are quite healthy.  and finally paied off huge medical debts.

this year I got nerve pain in my 智齿 and caused by very weird similar symptons in 2006 infected(swine flu? whatever it was)...midnight cold face but much minor, strong headache, got fever for 2+ weeks. I recovered by myself.

after 2006 I never do election judge again and reduced to go out except necessary grocery shopping, resturant picked-up, doctors visiting.

蝙蝠
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2017/05/02 11:26

$35 paied for professional visiting, $5 for primary doctor.

monthly medicare premium is $121.8 for 2016

12/22 CHERALA, SUNDARARAJ R MD $35
PHYSICIAN VISIT 99205 $400.00 $177.71 $35.00 Paid
LABORATORY G0477 $50.00 $7.43 $0.00 Paid
12/13 JALAL, SAIMA MD $90
COMPREHENSIVE VISIT 92014 $215.00 $82.23 $35.00 Paid
EYE REFRACTION 92015 $55.00 $0.00 $55.00 Denied ------still sent bill to us
12/07 AHMED, NAZNEEN MD $5
PHYSICIAN VISIT 99214 $275.00 $109.52 $5.00 Paid
INJECTIONS 90688 $43.00 $17.84 $0.00 Paid
INFLUENZA VIRUS VACC G0008 $28.00 $26.59 $0.00 Paid
12/2 LIPNICK, SHERYL L DO  $35.00
PHYSICIAN VISIT 99213 $95.00 $42.85 $35.00 Paid
11/4 LIPNICK, SHERYL L DO  $35.00
PHYSICIAN VISIT 99213 $95.00 $42.85 $35.00 Paid
11/01 ASSOCIATED IMAGING SPECIALISTS $0
LUMBAR 72148 $325.00 $80.77 $0.00 Paid
11/01 PRESENCE SAINT JOSEPH HOSPITAL $200
SPINE 612  $3,776.00 $78.38 $200 Paid
10/19  AHMED, NAZNEEN MD $5
PHYSICIAN VISIT 99214  $275.00 $109.52 $5.00 Paid
10/11 LIPNICK, SHERYL L DO  $35
PHYSICIAN VISIT 99204 $225.00 $143.19 $35.00 Paid
10/10 PRESENCE SAINT JOSEPH HOSPITAL $140
PHYS THER GENERAL 420 $492.00 $50.73 $35.00  Paid 10/10
PHYS THER GENERAL 420 $492.00 $50.73 $35.00  Paid 10/13
PHYS THER GENERAL 420 $492.00 $50.73 $35.00  Paid 10/17
PHYS THER GENERAL 420 $162.00 $1.59 $35.00  Paid 10/19
09/30  AHMED, NAZNEEN MD $5
PHYSICIAN VISIT 99214  $275.00 $109.52 $5.00 Paid
VENIPUNCTURE 36415 $12.00 $3.00 $0.00 Paid 
09/30  PROFESSIONAL CLINICAL LAB LLC $0
COMP META PANEL 80053 $47.52 $14.61 $0.00 Paid
HEMOGLOBIN GLYCATED 83036 $39.60 $13.74 $0.00 Paid
蝙蝠(amtrak) 於 2017-05-02 11:30 回覆：
07/01 PRESENCE SAINT JOSEPH HOSPITAL $200 colonscopy
AMBULATORY SURGERY 490 $10,012.80 $949.12 $200.00 Paid
SUPPLIES STERILE 272 $10.15 $0.00 $0.00 Denied
OR MINOR SURGERY 361 $8,417.00 $0.00 $0.00 Denied
OR MINOR SURGERY 361 $0.00 $0.00 $0.00 Denied
LAB GENERAL 300 $97.00 $0.00 $0.00 Denied
LAB GENERAL 300 $97.00 $0.00 $0.00 Denied
LAB HISTOLOGY 312 $1,347.00 $0.00 $0.00 Denied
SUPPLIES STERILE 272 $8.05 $0.00 $0.00 Denied
RX REQ DET CODING 636 $31.70 $0.00 $0.00 Denied
RX REQ DET CODING 636 $4.90 $0.00 $0.00 Denied
07/01 PELLO, NATASHA M.D. $0.00
RAD & LAB READING 88305 $555.00 $123.63 $0.00 Paid
07/01 BRITTON KUZEL, CATHERINE T M.D. $0.00
DIAGNOSTIC READING 82948 $30.00 $0.00 $0.00 Denied
6/23 KHURANA, DEEPAK MD $35
PHYSICIAN VISIT 99204 $275.00 $143.19 $35.00 Paid
6/22 ASSOCIATED IMAGING SPECIALISTS $0
RAD & LAB READING 74177 $375.00 $98.68 $0.00 Paid
RAD & LAB READING 76376 $50.00 $0.00 $0.00 Denied
6/22 PRESENCE SAINT JOSEPH HOSPITAL $200
LAB GENERAL 300 $30.00 $0.00 $0.00 Paid
CT SCAN BODY SCAN 352 $7,000.00 $153.87 $200.00 Paid
CT SCAN GENERAL 350 $1,512.00 $0.00 $0.00 Paid
LAB CHEMISTRY 301 $138.00 $0.00 $0.00 Paid
RX REQ DET CODING 636 $91.87 $0.00 $0.00 Paid 
6/22 BRITTON KUZEL, CATHERINE T M.D. $0
RAD & LAB READING 82565 $19.00 $0.00 $0.00 Denied
06/15  AHMED, NAZNEEN MD adjust  out of network
06/14 CENSEO HEALTH LLC $0.00
PRAC. ASSESSMENT 99343 $325.00 $325.00 $0.00 Paid
05/20  AHMED, NAZNEEN MD adjust  out of network
05/20 PROFESSIONAL CLINICAL LAB LLC $0
COMP META PANEL 80053 $47.52 $14.61 $0.00 Paid
CARDIAC RISK PROFILE 80061 $54.36 $18.95 $0.00 Paid
HEMOGLOBIN GLYCATED 83036 $39.60 $13.74 $0.00 Paid
COMP BLOOD COUNT 85025 $37.62 $11.00 $0.00 Paid
蝙蝠(amtrak) 於 2017-05-02 11:30 回覆：
9/7  PRESENCE SAINT JOSEPH HOSPITAL $245 for PHYS THER
PHYS THER GENERAL 420 $328.00 $24.93 $35.00 Paid  9/7
PHYS THER GENERAL 420 $328.00 $24.93 $35.00 Paid  9/9
PHYS THER GENERAL 420 $492.00 $50.73 $35.00 Paid  9/14
PHYS THER GENERAL 420 $328.00 $24.93 $35.00 Paid  9/16
PHYS THER GENERAL 420 $492.00 $50.73 $35.00 Paid  9/20
PHYS THER GENERAL 420 $492.00 $50.73 $35.00 Paid  9/23
PHYS THER GENERAL 420 $492.00 $50.73 $35.00 Paid  9/27
PHYS THER GENERAL 420 $376.00 $47.48 $0.00 Paid 9/7
PHYS THER GENERAL 420 $188.00 $23.74 $0.00 Paid 9/9
PHYS THER GENERAL 420 $188.00 $23.74 $0.00 Paid 9/14
PHYS THER GENERAL 420 $188.00 $23.74 $0.00 Paid 9/16 
PHYS THER GENERAL 420 $0.01 $0.00 $0.00 Denied 9/27
PHYS THER GENERAL 420 $0.01 $0.00 $0.00 Denied 9/27
09/02  AHMED, NAZNEEN MD $5
PHYSICIAN VISIT 99214  $275.00 $109.52 $5.00 Paid
8/31 PRESENCE SAINT JOSEPH HOSPITAL $35
RE EVAL PROF 424 $477.00 $44.33 $35.00 Paid
PHYS THER GENERAL 420 $162.00 $26.56 $0.00 Paid
PHYS THER GENERAL 420 $0.01 $0.00 $0.00 Denied
PHYS THER GENERAL 420 $0.01 $0.00 $0.00 Denied
8/23 KHURANA, DEEPAK MD $35
PHYSICIAN VISIT 99213 $135.00 $42.85 $35.00 Paid
8/11 ASSOCIATED IMAGING SPECIALISTS $0
RAD & LAB READING 73502 $36.00 $12.07 $0.00 Paid
RAD & LAB READING 72100 $48.00 $12.07 $0.00 Paid
8/11 PRESENCE SAINT JOSEPH HOSPITAL $35
RADIOLOGY GENERAL 320 $678.00 $67.47 $35.00 Paid
RADIOLOGY GENERAL 320 $706.00 $0.00 $0.00 Paid
08/10  AHMED, NAZNEEN MD $5
PHYSICIAN VISIT 99214 $275.00 $109.52 $5.00 Paid
07/01 KHURANA, DEEPAK MD ADJ $0
07/01 KHURANA, DEEPAK MD ADJ $0
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