Yes, I MISSED my due days in September as well. Its not like I have multiple cards that I could not keep track of. I only have 2. For AE, I missed 2 days. And for Visa, I missed out the WHOLE month until I received my October's statement.

MY GOSH. Where the hell have I been the whole month to miss the credit card due days?! Sounds very ironic. But I spent much of the time at work. Every weekend at work to be exactly.

I know I can have a spending problem if I overwork myself. But my fear-driven ambition had me put in lots of OT (overtime) back in August, trying to pay off my dental bills.

The economy in Michigan HAS BEEN A MESS since 2000. Foreign cars has been kicking the Big 3's ass SO HARD that every now and then there are hundreds of workers being laid off. Plus all the NEGATIVE news on TV. The gas, the grocery, the war, the fight between the elephant and the donkey. First it was all very alarming. Now its just VERY annoying. 

And I did pay off most of the dental bill by sending in $500 every month. But I somehow spent, or maybe overspent on myself. I said I really do need some R&R to cope every single depressing day. I wish I could say I smoke, drink or do drugs. I used to eat. Now the only thing I can do is spending.

Lets see. All the new cream and serum from Dr. Denese. Hair shampoo and conditioner from Ojan. Cleanser from Philosophy. 2 brand new trench coats from London Fog. 2 more lether jackets from Bradley Buyou. One winter down coat from Dialogue. One pair of water resistant boots from Ryka. And some stupid 10 minute workout DVD set that I never used since I bought it.

Did I really save any money by doing OT? Nah, it all went to paying bills from shopping at QVC and the late payments from 2 credit cards.

I can imagine how its all going to affect my FICO score. But I really do not want to know it yet. Guess I'll know when I have to pay more for my car insurance next year.

Karma is a BITCH.

SIGH.