2008年全球財富蒸發逾50億美元，2009年財富重新來，在市場動盪，投資獲利趨緩，工作難確保的氛圍下，財富還是要看管，而且要看得緊一點，財富還是來自投資。當下投資，比去年還便宜，百貨公司周年慶打折，你就會進場，股市on sale，你會如何？

美國晨星周末年初之際，有一篇用十分鐘檢視你的基金投資文章，有空不妨讀一讀，提升英文，也可學會投資喔。

文章的要點如下：

一、拿出你的投資組合，好好檢查。

二、避免管理費昂貴的基金。

三、找有經驗管理團隊。

四、避免周轉率高的經理人。

五、經理人若敢投資自己操盤的基金，投資人就放膽買這檔基金。

六、市場變動大，又處於不確定年代，但投資還是要看長、看遠。

以下是Mornringstar文章的轉載

Is It the Right Fund for You? Take Our 10-Minute Test 

Although the dramatic decline in the financial markets is frightening, stocks are a lot cheaper now than they have been in the recent past. That means it's as important as ever for long-term investors to have stock market exposure and to pick stock mutual funds wisely. Because there are now more than 8,000 mutual funds, the ability to figure out quickly which ones are worth detailed examination is crucial. Let's go through our 10-minute test for mutual funds to help you narrow your focus.

全文下載有技術小困難，歡迎網友自行連結上網，好好讀讀這Morningstar文章，英文功力可提升，對自己投資也可加分喔~~~~~

http://news.morningstar.com/articlenet/article.aspx?id=269093