年領2百萬股息「繳稅額」超高？他曝1關鍵：退稅2萬

民視新聞網生活中心／李汶臻報導 近年投資風潮盛行，不少人都希望能靠高股息ETF穩穩滾出千萬退休金。而隨著報稅季的到來，民眾也需留意投資股票、ETF獲配的現金或股票股利，皆屬「股利所得」，依法應納入當年度的綜合所得稅申報。而大多數人認為，若領取高額股利，繳納的稅可能也很「重」，對此就有內行人發文分享，透露自己用1400萬的ETF、年領200萬股息，申報後竟還退稅2萬元，而真實內幕是因為「這1關鍵」。

一名醫師日前透過社群平台Threads發文分享報稅經驗，他透露自己去年持有價值約1400多萬元的ETF，總共領了200多萬的股息。他原本擔心ETF配息可能要繳不少稅，但實際申報結果卻讓他超驚訝，不但不用繳稅，甚至還被退稅2萬多元。

醫師不僅PO出申報單，並在貼文中進一步解釋，收獲高額股息、不僅不用繳稅且還反被退稅的關鍵，在於ETF配息組成不同。從申報單可見，醫師真正需申報的「股利所得」比例並不高，200多萬元的股息中，只有25萬4849元屬於需要申報所得的股利，其餘的屬於平準金、資本利得等免稅項目。另外，由於股利的8.5%可以退稅，試算下來可退稅金額為2萬1663元。 貼文曝光後，吸引大批網友圍觀討論，不少人留言：「不懂的人才會這樣嗆，主要看你的54C部份」、「我有一年靠個股領150萬，結果報稅要繳快30萬，心好痛」、「這就是ETF有平準金的好處，比個股好多了」。

https://tw.stock.yahoo.com/news/年領2百萬股息-繳稅額-超高-他曝1關鍵-退稅2萬-140649723.html

Today - John Denver

Today, while the blossoms still cling to the vine

I’ll taste your strawberries, I’ll drink your sweet wine

A million tomorrows shall all pass away

Ere I forget all the joy that is mine, today

I’ll be a dandy, and I’ll be a rover

You’ll know who I am by the songs that I sing

I’ll feast at your table, I’ll sleep in your clover

Who cares what tomorrow shall bring

Today, while the blossoms still cling to the vine

I’ll taste your strawberries, I’ll drink your sweet wine

A million tomorrows shall all pass away

Ere I forget all the joy that is mine, today

I can’t be contented with yesterdays glory

I can’t live on promises winter to spring

Today is my moment, now is my story

I’ll laugh and I’ll cry and I’ll sing

Today, while the blossoms still cling to the vine

I’ll taste your strawberries, I’ll drink your sweet wine

A million tomorrows shall all pass away

‘Ere I forget all the joy that is mine, today

Today, while the blossoms still cling to the vine

I’ll taste your strawberries, I’ll drink your sweet wine

A million tomorrows shall all pass away

‘Ere I forget all the joy that is mine, today

https://www.youtube.com/watch?v=u5nyALPgxro