蓋洛普最新民調顯示，美國四口之家年收入平均至少要達到五萬二千零八十七美元（約新台幣一百七十一萬元）才能過活。

The aging process requires followings:

1. Medicine costs us about $5~6,000 a year for both of us which is not covered by medicare.
2. Transportation like fuel car maintainence will require about $4,000 a year.
3.  Pay Dr. expenses about $1,200 a year which is patient's share.  
4. Utilities in North CA will cost about $5,000 a year for heating cooling and electric bill.
5. Living expenses, including food on the table pets take care eating out cosmetic etc amount
   to $10,000 a year.

The above is under the condition that your house and car are paid off. In Japan, I was told that
average retirement expense is about Yen 5,000,000 for the couple. don't forget. You are still
eligible to pay your property tax. If you do not have a house. The rental will cost you one
third of the income. Try to calculate your self. Will it be easy?

That is why House Representative and senator needs $100,000 a year to live a good life.

It really scare me to be retired. I should make up a plan but not yet.

I don't understand why people expect that high income to be enough for a retirement life.

I don't  even spend $2000 a month now, why after retire I will need to spend $5000?

I know you add up a lot of medical expense, but we should have medical insurance to cover   it.

I wonder, I don't have much knowledge about retirement life.