Today, 11/2/08 when I read the commentary of China Times, I can't
help feeling the pain and sorrow for the senior over 70s.

....."連動債是非常複雜的投資商品，在國外只能賣給法人機構
的連動債，在台灣竟可隨意賣給散戶，有理專甚至專挑無知的
老人下手。一位住在高雄的七十多歲老翁，在理專遊說下，不
顧家人反對，半年前賣掉土地與房子，把八千萬元全部拿去買
雷曼連動債，如今血本無歸，飽受家人奚落，幾度想自我了斷。"....

In my letter dated 2008/10/19 to Jr.

I told Jr.If the sales involves your efforts of sales & incurs the loss of your customers particularly the individual investor he should try to exert his  personal efforts to help those senior to solve  the problem. So far I know that his bank has not involve in selling 連動債的 投資商品 to individual investor. If that bank did I would feel very uncomfortable in my conscience. In the mind-set of each individual every one tends to care only him/her self and care nothing about justification.  I am an usual viewer of this blog and feeling helpless when each opposite side resort to negative attack and could not bring about to rational discussion.  To me, that is the most unfortunate part of this blog. Let us try to refrain from personal attacking.