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Early retirement!
2015/05/10 21:25:51瀏覽381|回應0|推薦23

談到提前退休!(中文简譯)

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在我早期的博客,我偶然談到我兒子的早期
退休。在我們的生活中,我從來沒有問他的年
收入為了尊重他的隱私。不過,我只是
假設,他以前的收入是在6位數範圍內

。也就是說,在某些方面,在美國屬於高收入

。我跟我的兒子談我個人的意見;再工作10年並
6個數字收入、如果順利,你大概有140萬美金,
10年,花一半的收入,存一半。你才能維持你
的餘生最低的平均
 生活為。記住!你还有妻子
和孩子,你有責任维持她的生活
30年。

Talking about early retirement!

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In my early blog, I happened to talk about my son's early
retirement. In our life, I have never asked his yearly
earning in respect of his privacy. However, I just made
presumption that his previous earning was in the range of
6 figures. That,in some respect,belongs to high earning
in America.

I talked to my son, that, in my personal opinion, working
10 years in the same job with 6 figures does not present
good pictures. Let us say that you presumably made 1.4 million
in 10 years and spend half of the earning, then bought yourself
a Tokyo individual home. I don't  think that the money in the
bank of yours could provide a decent and/or less average 
living for the rest of your life.  Remember this! You got your
wife and kids, and you will have to put food on the table
for another 30 years.

In simple calculation, provided even if you could have same job and
same earning, you will have to work for another 15 years. Then
you may talk about your early retirement. Well, you know as well as I
I know that we are an ordinary people with average IQ. We can not 
expect any miracle like hiting a jackpot in your life. 15X$120,000=
1.8 million minus half spent for living, You would have altogether 
0.9 million left for retirement life. That, in due respect, 
would be good enough for a standard living for a senior couple.

( 時事評論公共議題 )
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