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| 2023/11/15 11:45:16瀏覽52｜回應0｜推薦0 | |
| 12/7/2023 a man parked car on drive way and wanted mow the lawn/falling leaves, then i told him we already cleaned the leaves no need the service. he wanted do the job next year April and told me he has collect leaves machine today(i looked his truck and dont think so) . i answeared late April and text me 1st that we decide whether its time. then he inquired my name and phone number to put in his cell phone.
spouse told me he is (our?)mower guy but i didnt recognize(didnt look like the same guy i paied this whole year service) him at all. then he sounds like to collect(pretend? hardly understand his badly english) last service didnt get the check. so i wanted him to tell me the service date and i returned my bedroom to get cvthe wrote check which i wrote service date on 11/11/2023 $45. he told me 11/20(looked like not remember). i still gave to him and explained why $45(we usually paied $75) because he didnt clean the leaves and had no collecting leaves machine in last service. he accepted and left. when i review the whole conversation and confirmed with spouse its not our mower guy, then spouse became no confidence in what he told(or misguided) me. especially our mower guy would park in road side not our drive way. i immediately called our mower guy to verify whether he send some one to pick up the check and turned out some one else. so i googled the mower guy phone number and showed one result marked as spam. so i called the bank to cancel the check payment and explained our mower guy phone number is spam suspect from google searched. fortunately free charge($30 for cancel check service if not prefered clients). the weird when i googled again for my post here as reference, it was disappeared(from RobotKill? website) but popped 2 others which definitely request to pay: 847-317-23## based in Deerfield, We have more...847-317-2335 | (+1 8473172335) in Deerfield (IL)More Info and Sphinx: Mobile Number Information Tracker 847-317-23***: known caller from Deerfield | Mobile Tracker --we have no desire to pay just same as searching people background which not guarantee and each same kind websites not cover 100% but partially people. those companies should charge business companies or personal as advertisements. Later spouse suspect maybe our mower guy provide our address to the fraud team including recently fraud handymen cheated $2000($1700 with writing receipt,$300 didnt) and today pretend mower guy. Later when i found my spouse was panic that he didnt receive new debit card from the bank auto-rejected fraud/scam charge happened in "Mobily $30.67 11/24". he called couple times the last female declared didnt see fraud/scam recorded, the previous confirmed but declared no cancel no issue new card recorded. spouse disputed and wanted to talk supervisor but ended his debit card wont work from today and another 7-10days will receive new card. ps i did request if the man cashes the check must verify his ID and the name Higinio Urxxx but was told banker cant verify the ID but base on my check number and checking account number.--you have to be lucky as mine to cancel check before it was cleared. ========================================== 3rd time suffering fraud in usa, 欺骗手段越来越高明--2 handymen-type, 1 dentists family; caught 2 banks 2+1 problems 11/29/2023 recently too many phone calls if only if i Google searched cant get which companies called us, i either deleted or blockaded. if whoever left voice message with hardly can hear i also deleted wont call back. spouse told me he is very upset that every day at least 5 called and must be health insurance tried to sell medicare supplement plan, so he turned his phone into silence mode. when i read email which came from "Google ACCOUNT ", it delcared: Top picks from Microsoft $300 OFF Save $300 on Surface Pro 9 i7/16/256 "Your Google ACCOUNT May Be SUSPENDES" Immediate action is required. and then showing how to remove virus. SECURITY CHECK --i really cant tell is fraud email or not. did MS try to sell Surface Pro 9 i7/16/256 and remove virus app ? it made me highly suspect. i decide to blockade the sender. --11/30/2023 it turned out i cant login my udn blog so i visited google account and verified old emails from Google, one showed i changed password on Aug 15,2023 already shouldnt suspend my account. i did it because this year received warnning: must visit Google at least 2? years. so i changed password again. i also had problem to login my main email account which happen quite frequently in the past showing too many tried login that i didnt. but this time its better sent verification code then solve login problem. thanks God finally. -- spouse got similar adv email from "Microsoft store www.microsoft.com/en-us/store/b/sale" then "Microsoft Store " which tries to sell X-box, games.. --why two different websites? Again i blockade the sender. we also received "msn@email2.microsoft.com" auto email its favourist news-type which keep me very busy to mark as "spam" but still wont stop. before the city pick up falling leaves due on 11/30 i have to clean our yrads falling leaves every week like today from 12pm to 5:30 pm and tomorrow 7am till city pick up falling leaves. hoping job done. then go to old house which too late for city pick up but put in our garbage tanks till next year city pick up available. spouse is too old to do clean junk emails and bad leg cant help clean yards. just wish MS can be considerate the old seniors who are too busy and exhausted every day. not mention those millions fraud emails pretended MS employees or else. at least stop email news because those fraud emails try to get money no interesting to email news. --------------------------------2 banks 2 problems it happened again: BANK 1 in Aug statement i should pay $32.99 due on Sep 14, 2023 that unknown reason or missed so i paied on 10/4/2023 $32.99+INT $1.07 = $34.06 in Sep statement $32.99 due on Oct 14, 2023 i paied $32.99 on 10/12/2023 in Oct statement should pay $32.99 due on 11/14/2023 but very weird charge INT $1.15 so i called 11/22 disputed and banker agreed to pay $32.99 on 11/22/2023 in Nov statement $32.99 due on 12/14/2023 and previous $34.14 +INT $1.09(paied on 11/22 $32.99 as banker agreed) i made $32.99 for Nov $32.99 on 12/11/202. i bet it would continue over charge INT even 11/22 banker agreed me to pay $32.99 for Oct statement mischarged INT $1.15. ps i did request banker name and asked her to write down. she admitted bank made mistake on INT over charge. as i said bank app SW frequently got this and that problems the worst frequently turned paper statement into paperless by unknown skill that after login popped up paperless auto setting if uncarefully click the button without unmark paperless auto setting. i really hate it. ps unknown reason or missed --several times i did pay on line thru Bill pay- make payment but it seemed auto disappeared then later forced to pay INT and late penalty (it was cancelled recently) so today(11/23 12:06am) i decided thru Bill pay- view/manage payments then click print and save to PDF file. --11/30/2023 the bank refund 3 months interest charge transactions(Sep,Oct,Nov). i also received warning email that my credit score lower down. i would wait to see whether the bank really solve problem then dispute with the credit score company. certainly it might be something else without knowing. ......................................BANK 2 we received bank email dated on 11/24/202 as below: Action Needed: Please confirm activity bank-name debit or ATM card Card ending in xxxx Did you or someone you authorized use your Chase debit or ATM card for: Declined Transaction : Mobily $30.67 11/24 i just read email today (11/29 ) due to it was $30.67, i assumed food/oil charges and felt strange A. why bank Declined, B. we hardly use this bank debit card except sometimes the credit cards we used not working. or on 11/13 spouse went to bank ATM took cash out to pay the fraud handymen, later unknown person stole $200 cash with 11/13 bank receipt inside envelope from my purse (such weird stealing things frequently happen to us since married in 1997 and abused my body). C. i examined stores receipts from 11/20,11/21,11/23 none amount was $30.67 and not same bank, And 11/13 spouse forgot wallet so i used my credit card to pay grocery store. i warned spouse and cant understand what is Mobily means so called the bank and i wanted to know more details such as $30.67 paied to which store, contact ph#,.... unfortunately all we got sounds like Saudi Arabia. So i baidu search "mobily " showing : 是阿联酋 （UAE) Etihad-Etisalat 集团旗下的一个子公司, 是沙特阿拉伯的第二大电信运营商 Again we cant get more informations and waitting to receive new replace card. the question is we only have the bank one debit card and the card still in spouse wallet. it reminded me in 2022 the same bank issued AMAZON credit card to us some one used my card to pay twice "Amazon Prime membership fees" $16.16 X 2mon. the weird the card was in my purse too 4/14/2022 i reported to police station but wont take the case as got bank refund. AMAZON has the address and the names (registered 2 person) but wont release same as bank who did investigation nor police help me to get information from AMAZON and bank. NO wonder cant catch thieves and solve more and more frauds. ps in 2022 case all i got from AMAZON was inital S(Stamm) and C. ps spouse suspect whether the same person who stole $200 with bank receipt envelope which printed last 4-digital debit card number can steal $30.67? however if the transaction happened in 沙特 or paied to Mobily 公司(such as membership fee or else) may cause the BAMK attention so auto declined the transaction. -------------------------------------电信诈骗冒牌银行年金RMD this is very weird on November 7, 2023 电信诈骗 "IMPORTANT - Satisfy your yearly RMD requirements to avoid a penalty!" that got spouse RIRA 年金 account emailed to my name and not from the bank we bought 年金 but another agent company. it showing spouse need take out RMD money $246.04 we were very confused so called agent company who declared they didnt send emails to client and we are not the only one received. Later i called 年金 company who guaranteed our tiny 年金(one year IRA $3000-) money are safe. 诈骗 small amount money became popullar? i must spend more time to monitor those daily transactions well. 12/3/2023 received a fraud email from ganga@ainamail.com who pretended spouse long time ago co-worker without showing her last name as: Hi I am Sharon, your ex. co-worker remember me? :-) Some cool interesting offer for you http://wangyuanyuan.life/nicknamedb.php?z=alphabetical&a=lovelies&m=walk&u=captivation --in the beginning i do remember one of chinese coworkers from taiwan full name and cant tell it is fraud or not so forward to spouse and warned him must inquire her last name and some questions that only he and her knew to make sure she is the "right" person not fraud. i didnt pay attention on the bottom is about the wangyuanyuan link. later spouse told me it definitely is fraud email because why she attached another chinese female website link after long time no contact at all? ps we wont click the link but google search "wangyuanyuan" shows: http://wangyuanyuan.life ·Translate this page 阿佐ヶ谷神明宮 令和5年8月 刺繍.透かし御朱印符 和楽「花火」 アンティーク コレクション | wangyuanyuan.life. --not chinese but japanese? the weird is clicked showing blank totally. when i tried google search "wangyuanyuan" again, it disappeared. however when i google search "阿佐ヶ谷神明宮 令和5年8月" popped up many similar but no "wangyuanyuan.life" and definitely japanese not chinese. ============================================= 1 dentist after married spouse our neighbour whose parents from taiwan seemed good guy then told me he and father are dentists. so we wanted return favoue for his lended garden tool to us as his clients. never knew he gave us his parent office address but didnt show up so became his father clients. we paied advance and requested receipts, his father wife told us their assistant on vacation (in act she fired the white? assistant who had fair with her husband and didnt pay her salary, so the assistant sued the family and won), the 2nd time i requested the receipt she told me their printer machine failed, i was neurvous so called again, she became psycho yelled at me loudly. later they sued us, we failed even tried very hard made ILL profession-related dept took our case but she visited the rotten rich dentist office then wont help us or interview many other victims(most from Chjina and taiwan who lived in their renting appartment who qualified got social renting fee benefits for seniors). in my life was 1st time went to court, the judge was the rotten couple guest(i was told by the couple lived in appartment and what happened to those victims and gave me the assistant contact phone number who told me cant help because signed job agreement). ILL is quite famous for such scandals especially judges didnt do their jobs. Another judge allowed SBC charge whatever pipe/line services fee to force AT&T sold to SBC. this year a news declared ATT (SBC) burried pipes(would cause pollution) need to replace earlier but didnt so unit price went down. they forgot what judge done. ATT(SBC) didnt replace pipes very likely same as water lead pipes in our area and other sates suffered Trump made wrong way(forbid import from China) to turn copper pipes price jump too high and then Baiden made even worse. ................................................-2 handymen-type 2nd case we hired a handyman(Dave Danuk) who married chinese(Mei) to replace antique broken attic window($100) and allumina one missing panel and several fell down but need to replace more ($1000 including to make sure all panels wont fall again) soffit. he also requested prepay $1100 that needed to buy material then never showed up as this and that excuses. in the end we went to the address he gave us, got $400 and promised will refund $600 later. the antique window he only glued the window frame and the bottom wood was damaged(wild animal bite) and fell apart (so cant put new window glass in) ps i sent text to local chinese-related group who put business card in barber shop that the female told me and i got Dave contact phone from the female. as foloowing: 10/6/2018 me: This is my-name need handyman repair broken glass window in attic and others it is old type I also need put back fell down soffit and one piece was missing, our address xxx phone # yyy Can you receive photos?(i made photos so the female knew what jobs needed.) 10/7/2018 Thanks Dave(May) did contact me. 10/13/2018 me:Im sorry to bother you. We paid $1100 but Dave didnt show up or contact or text us. Is he your friend Mays husband? 10/15/2018 female:Mei Danuk 856 Illinois Ave Elgin 224-508-9464 me:是一樣的(same address as Dave gave to me) 看來他們的狀況很不好 房子很糟 我去她家沒人應門 他的車門沒關好 female:He will go see you today. me:Thanks me:Yesterday he told me would come to install attic window and now 2:25 hasn’t show up. Really have no confidence in him. female:I’m sorry. I talked to him this morning. He said he will come see you today but can’t say what time. me:So sorry to bother you. Let us wait to see... female:It’s ok. I’m sorry the situation went sour. I won’t be referring him to anyone else. I told him if he doesn’t have the workers, he should refund your money. me:He did say return money today and install attic window for free. I am not expect free.(so he didnt return $100) but hope holes can be covered before we go to Taiwan. The locoon catcher is going to end job soon. They contacted him to cover the sofit holes so no more animals enter inside the house. But he didn’t answer either. 11/7/2018 me:So far DAve only returned $400 and promised return $600 but many days hasnt. He didnt answer at all . Another $100 all he did connected attic window wood frame which the bottom wood was damaged by animal so what he done is useless cant put glasses. Sorry bother you but hope no more victims. ps in the end wild animal catcher took the soffit job didnt get $600 from Dave so we paid full amount again. they certainly just nail back the fell panels and put a piece allumina in missing place, didnt match and didnt look good at all without replace new panels.. ps we hired wild animal catcher and was told they cant but set wild animals free because the protection wild animals rule. so they came back again we paied over $1200?. before they took soffit job and blockaded the attic window hole. finally found Argo glass & windows replace attic window who request provided original wood frame. its quite expensive over $600? ps we hired catcher again, our old lady house also got hole on 2nd FL outside wall, she didnt fix until son retired but distroyed again. before sold house repired. i posted her case and pity us continue paied catcher. couple years ago i did apply permit to self catch wild animal but failed. then finally county(or city?) allowed to kill caught wild animals. ................................. ps 12/6/2023 quite surprised got the (roof business card) male called me who declared we are the 6 victims and he reported to police, suspected those 4 bad guys might be many years ago worked for him but fired. i also told him the cement job did very badly quality(front door stairs painted-like and some rain-washed out already) he could come to see in person and one of the guy wrote a $1700 receipt ($300 didnt) he could with us to go to police. he wanted me to give him couple days to find out who used his business card. do i believe his words? deinitely NOT and very likely they are the same fraud team. i googled search with the phone number he called me showing: Anthonys Roofing & Blacktopping Des Plaines IL 60016 This business is not BBB Accredited. (2 comments gave 1 star) one suffered victim posted as :Lynda 12/15/2021 These guys showed up in my driveway in November 2020. Asked if I had any leaks in my basement because they had extra Flex Seal & would/could seal my basement with a 20 year warranty against leakage. I took them ** on the offer. Paid them in full. Part cash. Part check. BIG mistake!! Afterwards, they claimed they would return to finish the job. (Failed to cover the foundation on the corners of the house. Plus they needed to needed to push the fill back up to the foundation.) Ive called endless times, but nobody answered the phone. When they did, I was scheduled a day for them to come. They never came or called. When I called them about this, I was told I had a wrong number. Heavy rains came this past summer & the basement LEAKED!! Terrible company!!! Do not use them!!!! --we didnt have leak in basement where they worked area and the same way they suddenly showed up in our drive way while i worked in yard. i hesitated to report police unless the man is cooperated and together report to the police. i have no confidence in usa any system including police, every one is afraid what if report to police then those bad guys "visit" and shoot us. 3rd case i asked others whether need to report police so can get deduction or else, as: yesterday (11/13/2023) a truck with 3 men came by , the 1st man gave me $105/lb estimate 2 lbs for seal all cement cracks and seal foundation. the 1st man gave me oral quotation $200-$300 and declared they can do many such as roof so gave me $500 oral estimation. the 2nd man did partially then told me he is the one do the job the fee is $1700(front door cement stairs reface and those 1st man delcared patch all cement holes and cracks)+ $500 for roof (next day job). he requested pay cash and later gave the cement job receipt with his business card. because it became dark the 2nd man promised any missing places would finish tomorrow. today(11/14/2023) they came with the 4the man as 2nd man boss; the 2nd man requested $300 to buy roof material and they would return back at 3:30pm but never show up also didnt gave me the roof job material receipt. the 4th man requested $800 to make some damaged holes as good looking as put more material make it even. i told him this year budget used up (in fact they didnt do job well except the small piece sink cement). i did ask the 2nd man driver licence copy he told me didnt have. i did worry they may not come back, he kept saying they need money definitely would finish 2 jobs so can get more jobs from us and our neighbors. when they didnt show up i called him then realize it is fake business card (other people not him). should we report to police (i reported to police two cases before, police didnt help) so can have proof and count as rental house expenses or else? (certainly i wont expect some one response.) ps one response as: Not really an income tax question, but you could report the incident to the local police or sheriffs department. Also, you could search for your states authority that handles contractor fraud (such as the Attorney Generals office, Department of Professional Regulation, et al). --this is the one (Department of Professional Regulation) we reported dentists family fraud case. my feedback as: thank you. in 2001? we suffered desntists family fraud and due to we were 2nd reported (i went to court records room found another female also was sued by same dentist. i called her and she was told by Department of Professional Regulation that she was the 1st case cant help. then she gave me the dept contact phone number) . so i wrote down and faxed all victims listing finally accepted our case. but after she visted the dentist place then not even interviewed us or other victims but told me case closed. this time i even dont know their real names, phone number... but a fake business card. my 2 cases reported police one was accepted that in my new pot got 3 female photos, one is high school student ID card and i listed the stolen value but in the end i was told the girl mom say sorry and her daughter was in another state university. case closed. another case wont accept by police and amazon, chase bank(who issued the card) credit card dept , police all refused to tell me who used my amazon card to pay twice his/her amazon membership fee. we suffer many years stolen like ghost (some one) secret lives in our house without ending. i really felt hopeless. any one can give me how to make the case be accepted? ps here is another earlier case as:posted May 31, 2019 10:17 PM I used a few handymen for some repairs on my income property, but they dont do receipts and dont have an LLC. The checks were just made out to them personally--can i still deduct this? Some was plumbing for a few hundred dollars and another made some stairs for $3000 only one response: It is always advisable to have documentation of any deduction that you claim on your income tax return, in case the IRS decides to take a closer look at it. If you do not have your receipts, you may be able to document the purchase in another manner: credit card receipt or statement copy of the cancelled check if purchased online, you may be able to get a copy of the invoice from the vendor This list is not all-inclusive - just a few ideas to get you started. Even without a receipt (or alternative means of proving your puchase), you can still claim the expense. Please be aware, though, that the IRS may disallow it if they request proof and you cannot provide it. May 31, 2019 10:17 PM it is always advisable to have documentation of any deduction that you claim on your income tax return, in case the IRS decides to take a closer look at it. If you do not have your receipts, you may be able to document the purchase in another manner: credit card receipt or statement copy of the cancelled check if purchased online, you may be able to get a copy of the invoice from the vendor This list is not all-inclusive - just a few ideas to get you started. Even without a receipt (or alternative means of proving your puchase), you can still claim the expense. Please be aware, though, that the IRS may disallow it if they request proof and you cannot provide it. May 31, 2019 10:17 PM ================================= ps i was so upset at Dave Danuk who knew must finsh the 2 jobs when wild animal cahtcher done job and we had to go taiwan for mom fell down and dying in hospital. he agreed to transfer $600 to catcher but didnt. so 9/21/2019 i google search him as: very bad reputation score : 0.62. ########################################## its time for review medicare plans and find a Dr. right. however it never works as too complex system and very difficult find a female doctor. even insurance website provide available doctors listing not exisiting. just verified with my clinic whether i can assign the female doctor who is on insurance website doctor listing. the lady told me cant find her name in clinic system. in the end from what she told me every time i visited were not different doctor but nurse-type. am i cheated by insurance website which declared the clinic got 4 star for cost efficience and clinic facility? we assumed if needed hospital expertise the clinic has very good in-network associated and not ridiculous charge for patients. when i saw news several times that the black, other countries immigratioms didnt get same quality health care as the white. i do believe such problems exist every where in usa because lack of doctors especially female. certainly the most expensive plan may get more available doctors but every one pay the same premium with visiting primary doctor no copay(Specialist copay in 2024 $15 HMO Maximum out-of-pocket $2,500 ;Specialist copay $25 PPO $3200) and i was told other plans for different diseases and drugs coverage. the worst you have to select your 2024 plan 1st or cant find out whether other plans have more doctors are available. so my agent(i called many days cant find insurance website existing doctor, let the agent find/deal with insurance company) enrolled me to nurse-type clinic since 2022, my spouse got doctor-type clinic(4 star for clinic facility and 1 star cost efficience)since 2013?. should i filter 1 star for cost efficience and clinic facility? just find insurance website changed(updating?) spouse doctor name removed due to cut off their hospital group link? its very bad without notify 2013 existing patients who didnt pay attention end to pay huge out-of-network whatever charges. it happened to me during the lousy Obama healthcare when Lincon insurance company fell down and 2 others--the hospital and physical theorpists clinic became out of network but pretended still in-network. ps found out insurance website showing "Sorry, there was a problem on our end." and frequently time out (recently all usa companies websites gave clients very short time that declared for clients security protection) and auto logged out. the "doctor finder" got different results between login and logout. very weird way. spouse doctor still in in-network. ps spouse told me 1 star for cost efficience meant the lowest treatment charges for patient. obviously different than i thought 4 star is the best and cheapest charges for patient. i click on ?help showing: The cost of treatment that members received compared to treatment provided by similar physicians. This rating applies to 1 specialty of the doctor or facility. It may or may not be the doctor or facility’s primary specialty. from translator as:与类似医生提供的治疗相比，成员接受的治疗费用。 该等级适用于医生或机构的1个专业。它可能是也可能不是医生或机构的主要专业。 i cant see what 1 or 4 star really means. can you? ps i want to change doctor because sick of saw different nurse-type in stead the dedicated doctor. last time i was supposed to do anual examine(the clinic sent a mail remind me) and flu shot it tuened out only got flu shot. spouse did both in one visit. another different nurse-type prescribed different medicines which should order by mail but i only recive one kind medicine once. ps i were sick in 2018-2020 in taiwan and felt horrible 2 different kind doctors presribed the same medicines and not work at all. during Bush wars our primary doctor cant solve my infected H1N1 in 2006-2009 so he left hospital we got very bad Dr. Shark frequently changed spouse medicines even walgreen pharmacy cant recognized so spouse took duplicate medicines and another kind medicine missed for several months. master wars turned usa quality deeply down. we only got 3 good years 1998-2000 then 每况愈下 no better. ps 11/28/2023 talked to clinic and confirmed : 1. the doctor(not nurse-type) did flu shot and annual examine ie verified whether i need to do wellness examine (to me mamagram every 2years, bone density 3years, colonscopy 5years) which depends each patient different situation. i requested claim number and remind i want to get annual examine $25 so make sure submit claim in time. the good thing each time i would get a copy of "after visit summary". 2. verified with insurance company and Go365 both didnt see clinic submitted claim after Oct 2. thats why didnt get $25 reward. 3. spouse told me he would scan the "after visit summary" and upload to Go365 to prove i did annual examine on 10/2 (im not sure it can) to get $25. if so i dont need to find female doctor. the only thing is about prescription. last night i finally saw 骨质疏松 medicines 12 capsules . every 84 Day refil message that May 2 was 1st time received by mail. never receive 2 others (maybe over counter top type not accepted? usually is low mcg i cant find the high mcg in pharmacy store) indeed insurance pharmacy website showing : not covered by your plans pharmacy benefit. |
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