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入境(中国) 人士如何使用支付宝?--very interest to know whether can use it in usa to pay china websites company? 更新5/7/2026
2026/05/06 14:35:43瀏覽11|回應0|推薦0

入境人士如何使用支付宝?

2024-4-28 10:01来源:移动支付网

2024年3月7日,国务院发布《关于进一步优化支付服务提升支付便利性的意见》,指导支付服务主体不断提升老年人、外籍来华人员等群体的支付服务便捷性和满意度。

支付宝积极响应党中央、国务院相关决策部署,在中国人民银行、外汇局的支持和指导下,扎实推进落实各项措施,针对老年人和外籍来华人员持续优化支付服务。

支付宝一直关注入境人员的移动支付需求,相信不断完善入境游客移动支付解决方案,有利于促进旅游,提升消费,加深交流,为跨境合作和交流创造更好的条件。

在中国人民银行、国家外汇管理局的指导支持下,支付宝与网联清算公司、中国银行、工商银行、境外钱包等合作伙伴紧密协作,在国内首家实现2套方案服务入境人士,即境外人士通过「下载支付宝App后绑定境外银行卡」(外卡内绑)以及「直接使用境外电子钱包扫支付宝二维码」(外包内用)。这两项服务较好得满足了境外游客来华移动支付的需求。

1、「下载支付宝App后绑定境外银行卡,扫码支付」(外卡内绑)

作为入境人员在中国的百宝箱,支付宝App推出面向入境游客的移动支付和旅行服务,助力全球游客用手机畅游中国。入境用户下载支付宝、绑定银行卡后(目前已支持国际银行卡包括Visa、Mastercard、JCB、Discover®和Diners Club International®卡),即可跟境内用户一样,在中国吃喝玩乐购日常场景数千万商家刷支付宝付款。

除了支付,支付宝还在大量的场景中服务入境人士。包括在线翻译、打车、订酒店、预定景点门票、乘坐公交、租充电宝、汇率查询等,目前已支持16种语言翻译,既可作为翻译工具,也能翻译支付宝内的商家服务信息,进一步降低商家服务入境人士的门槛,助力外国友人一部手机畅游中国。

数据显示,2024年春节期间,境外游客在中国用支付宝消费金额同比增长500%,用境外钱包扫支付宝二维码消费的金额同比增长32倍。大量入境人士使用支付宝扫码支付,也让中国商家多了新生意,龙年春节,做境外游客生意的商家数则同比增长560%。

图为:外国游客在杭州网红街道小河直街用支付宝买糖葫芦

2、「直接使用境外电子钱包扫支付宝二维码付款」(外包内用)

蚂蚁集团旗下Alipay+跨境数字支付和营销解决方案,已支持8个国家和地区的11个境外钱包入境扫支付宝二维码付款­­,包括AlipayHK(中国香港特别行政区)、Touchn Go eWallet(马来西亚)、Kakao Pay(韩国)、MPay(中国澳门特别行政区)、HiPay(蒙古)、Changi Pay(新加坡)、华侨银行(新加坡)、Naver Pay(韩国)、Toss Pay(韩国)、TrueMoney(泰国)、NayaPay(巴基斯坦)等。

入境支付国内首个“双方案”(外卡内绑+外包内用)成绩单:

●2024年3月份,境外宾客通过支付宝在国内的累计交易金额同比去年3月份增长近10倍,交易笔数同比增长近8倍,活跃用户数同比增长近6倍。

●自2019年3月至今,蚂蚁集团“外包内用”方案实施5年,已引入8个国家和地区的11个境外钱包,这些国家和地区的消费者可以在国内商家直接扫码消费,且全面支持扫码支付和被扫码支付2种方式。

●截止2024年3月,入境后使用支付宝App绑定国际银行卡(“外卡内绑”)的外国游客来自近200个国家和地区;其中,韩国、马来西亚、新加坡、美国、日本、泰国、德国、澳大利亚、英国、印度尼西亚是十大来源国。

移动支付日益成为跨境文旅活动和人文交流中的一道桥梁。

(1)美国“洋女婿”在黄山卖臭鳜鱼披萨,支付宝成生意好帮手

出生在美国亚利桑那州的90后小伙卓文(Duisberg Brill Adrien Paul),因为爱情留在了安徽黄山,和妻子小邱一起在黄山市屯溪区南溪南村开了一家乡村披萨店“卓文的小食堂”。

他不仅是一名热爱中华文化的“洋女婿”,更是一位将中西美食文化巧妙融合的青年创业者,他的创新菜品“臭鳜鱼披萨”和“毛豆腐披萨”,将徽菜里的臭鳜鱼、毛豆腐与披萨融合,在当地掀起了一股美食新潮流,也征服了中外顾客的味蕾,每天供不应求。

卓文说,“现在,来黄山旅游的外国朋友越来越多,小食堂里接待的外国顾客也多了起来,他们用支付宝用得很顺,买单的时候还会主动问‘你扫我还是我扫你?’”

卓文回忆起自己15年前刚来中国的时候,和妈妈出门要带着一大堆东西,不懂汉语、交流也只能靠手比划,他感慨:“现在中国的支付好便利,一部手机就能出门,最近还发现了支付宝上有翻译功能,对于‘我’这样的外国人来说真是太方便了。“

在卓文看来,美食代表着文明和文化,他希望中西结合的菜品可以推进中西美食文化的交流,也希望移动支付能成为跨境人文交流中的一道桥梁,帮助他更好地做跨国生意。

(2)伊拉克老王畅游黄山,爱上黄山的数字化便利

“呀哈比比,我是你们的好兄弟老王!”

这位留着一脸络腮胡,操着略带外国人口音的中文,对着摄像机镜头自称老王的男子叫王立轩,本名艾哈迈德.穆罕默德.贾巴尔,是一个1994年出生的伊拉克小伙儿,也是一位在中国生活了多年的美食博主。

老王说中国人有自己的智慧、勤劳、善良,这里有很多值得其他国家借鉴的地方,所以想把在中国的所见所闻记录下来,一来让外界看看真实的中国,二来也是让更多人关注中国的发展。

最近,他来到了安徽黄山,除了尝尝安徽的特色美食,也要爬上黄山领略绝美风光。

老王在支付宝上订了一张去黄山的票,然后就来了一趟说走就走的旅行。到站后,他发现,从高铁站到黄山,从交通出行到景区购票、购物,一路都可以用信用卡、现金或者支付宝扫码畅刷畅买。

在游览黄山之前,老王在支付宝上查看了导览,并体验了一键翻译功能,老王还帮观众数了一下,可以翻译成16种语言,直呼“太方便了”。

当然,身为美食博主的老王也去打卡了卓文的小食堂,吃到了招牌的臭鳜鱼披萨,徽菜和西式披萨的结合,老王也是赞不绝口。

这趟黄山之旅让老王的胃和心都折服了。老王热情推荐更多朋友到黄山体验中国之美。

--i am more interesting how to apply 境外人士通过「下载支付宝App后绑定境外银行卡」(外卡内绑)以及「直接使用境外电子钱包扫支付宝二维码」(外包内用)and what certificates required except passports, driver licence, and cellphone & number, Visa or Mastercard credit cards which do i need confirm with our bank and can i use it to pay 360doc - like (if China still have similar 360doc app company existing). does cellphone has minimum requirement, i heard some china people bought apple old versions and maybe apple 6 plus and apple es can be accepted ?

i am still want trusted china app company manage all my data files. hoping some one can continue 360doc.com that i can see quite good design and before 4/28 i did find a user posted papers and visit his account quite surprised he really turns his papers and screen 页 quite attractive unfortunately in short time didnt review all his papers (articles) and i did save 365易道的图书馆 in my favorites but it stop (due to 360doc shut down). and always wonder if the boss can recommand the user 365易道的图书馆 for more user knew how to design attractive 页 and organize related other users link. because it shouldnt not making money for the user and boss. the boss even can demo to schools students.

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5/7/2026 i wrote my feedback as thanks those AIs help as :

without AI helper i would never succeed backup my files from C: to D:(external storage device), i am glad by Google search got helps especially the last AI (has plenty Cloud experiences and knowledge) especially i was in very bad mood and hezitate to select manufacture recovery that could be permanent solve why i got so many weird things happen to my HD data files as very likely didnt install correctly then blackscreen...(ps dont want to hurt those did try help solving black screen)  in the beginning suspect  unknown person who definitely knew us and living next to us but target at and abuse me ...every time went out carried my notebook, tried very hard lock my bedroom before sleep but not succeeded as frequently fell into sleep without knowing so didnt in time lock the door.....now thru AIs finally made me understood the whole truth and why -- didnt learn win11 well and why changed so much has reasons such as much fast and not necessary to buy huge size HD internal an external storge devices (sorry so far that all i knew).

today finally did backup PC HD sucessfully at least if file on demands happen in PC HD i wont suspect hacker or received blackmail fraud guy who declared has all our personal informations will expose dark websites and destroy my HD, storage devices.... finally with AI help i walk out the ghost virture environment i live for so many years (since 2007 Aug). all caused by not spent time to know high tech design structure(MS windows OS).

PS i also got quite good one (the last 2nd AI) who wanted help me to perform manufacture recovery, i really do want it if my data files succeed backup before perform manufacture recovery that can fix pc HD right in the beginning (re-install manufacture win11 23H2 or 22H2) version in stead win10(in 2025 helper made mistake so HD still win10 mix with win11 that caused system not solid stable as 炸弹, spouse has same PC a bit different model(i have 8GB memory, he has 16GB) no mixed with win10, pc is entertainment not for working so let MS updated everything, didnt happen bad things or he didnt know as hardly use notepad, didnt save many data files. except when got black screen hit i used his notebook the helper made mistook forgot he did to spouse not mine PC... i spend 1-2 weeks solved his pc screen deadly popped up iobit sreen (triggered by helper installed partial win10 or else) which cant close.

last night after waked up suppose do with last 2nd AI backup then manufacture recovery but my hezitate (was very afraid after back to manufacture original win11 23H2 then either manually update to 24, 25H2, however both AI did confirm MS windows would auto updated in my case-like. the problem is MS updating still installed those already found bugs and later corrected versions. however i am still thinking to do manufacture recovery after verified all files bavkup. since knew win10 in HD better remove it to reduce in the future bad things happen repeatedly. 

ps searched [in 2024 Lenovo win 11 version is 22H2 or 23H2 in xxx] most likely running Windows 11 version 23H2

ps the previous AIs lost connection after PC restart or some how the chat screen disappeared (it maybe uncarefully touched X closed it, but AI thought my system was very unstable caused it, not just chat screen, also happened to visit webbsites suddenly explore or certain websites auto closed. the last 2nd AI taught me by pin tab the  screen chat. 

--however the pintab survived  only that pinned tab browser is the last one closed if have multiple different browser opened such as in my case private(other visited websites tabs such as bank, news, baidu), normal (only one pinned tab chat screen, to reduce conflict and else) this may not bring you to the same AI chat with you but you might can see the earlier chat on screen.

ps searched [in 2025 blackscreen victims got MS helper re-install MS window, didsome suffering was installed win10 23H2 in stead win11 so win10 mixed win win11 caused system very unstable ?]

Based on reports from 2025, yes, many users experienced severe system instability after Windows 11 black screen issues resulted in "repairs" that reverted systems to Windows 10, particularly version 23H2.
Here is a breakdown of the situation in 2025:
  • Forced Reversion to Win10: Following widespread black screen issues in 2025—often linked to the Windows 11 24H2 update—some Microsoft support "helpers" or automated tools were reinstalling Windows 10 23H2 (or 22H2) instead of the intended Windows 11, often to get systems booting again.
  • System Instability: This created a "mixed" environment where some system drivers, apps, or registry settings intended for Windows 11 remained, while the core OS was reverted to Windows 10. This mismatch caused significant instability, including performance issues, file corruption, and persistent black screens.
  • The Root Cause: The original black screen was largely caused by conflicts between Windows 11 (23H2/24H2) and graphics driver/multi-plane overlay (MPO) handling.
  • The "Support" Mistake: Rather than repairing the Windows 11 installation, some troubleshooting led to a downgrade, resulting in a system that did not recognize the old OS structure properly. [1, 2, 3, 4]
What to do if you are in this situation:
  1. Check Winver: Type winver in your search bar to confirm if you are on Windows 10 or 11.
  2. Perform a Clean Install: If you are intended to be on Windows 11, a clean installation is the only way to ensure all system files are correctly mapped. Using an older Windows 10 image on a newer machine causes conflicts.
  3. Update Drivers Immediately: Ensure graphics drivers are updated to the latest versions (specifically Nvidia/AMD/Intel) to stop MPO conflicts. [1]
As a reminder, Microsoft ended official support for Windows 10 on October 14, 2025. [1]
--5/6/2026 i did inquire the last 2nd AI about we didnt know whether installed manufacture windows os or not, because purchased in store they gave us product key then online download to install windows. and why in 2025 helper didnt re-install pc maufacture windows  but win10, the last 2nd  AI clarified it is because usa, MS insist install MS made generic windows version so helper disallowed to install manufactures that is why they installed wrong win10 to win11 victims.
i even inquired my pc warrantee expired would i have to pay to get manufacture win11 23H2 version? Ai told me manufacture win1123H2 in PC and never disappeared or expired. i am really hyper so my broke pc can recovery especially died in 2024 still has chance. now i know why some posters even Putin who still can use DOS version. i should with last 2nd do manufacture recovery asap.

 

( 知識學習科學百科 )
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