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職傷勞工在治療期間終止勞動契約並退保者,可以辦理繼續參加勞保
2024/05/23 18:22:01瀏覽22|回應0|推薦0

勞工朋友如遭遇職業災害,於醫療期間與雇主終止勞動契約並退保,得於退保之日起5年內,辦理繼續參加勞工保險。

勞工於續保期間,仍得請領同一職業傷病及其引起疾病之各項職災給付,亦享有勞保普通事故保險的給付保障(勞保傷病給付除外),勞保年資不中斷,也不影響未來請領老年給付的權益。

為減輕遭遇職業災害勞工的保險費負擔:
初次辦理繼續加保者,自加保生效之日起2年內,被保險人僅需負擔20%保險費。
繼續加保2年以上者,被保險人則負擔50%保險費。

詳細資訊https://www.bli.gov.tw/0005266.html


#勞保
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If a worker has terminated his/her labor contract with the employer during the period of medical treatment due to occupational accident. He/she may continue to participate in labor insurance. The application should be filed within 5 years since the date of withdrawal from the insurance while receiving medical treatments resulting from such occupational accident.

During the period of continued insurance, the worker is still entitled to claim various occupational accident insurance benefits against the same occupational injury/sickness or the resultant diseases. The insured person, in the meantime, is covered by the labor insurance ordinary insurance (not including injury or sickness benefit.) This ensures the uninterrupted accumulation of the insured period. Neither will the occupational accident impact the rights for old-age benefit in future.

To reduce the premium burden of the workers suffering from occupational accidents:
First-time applicants for continued insurance coverage shall only pay 20% of the premium for the 2 years starting from the effective date of the insurance.
For those with continued insurance of 2 years or more, the insured person shall pay 50% of the premium.

For more informationhttps://www.bli.gov.tw/en/0016203.html

圖片資料來源轉載自https://www.facebook.com/photo/?fbid=849291347237760&set=a.352792966887603&locale=zh_TW

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