"Allow me to say this, Dad. Admit it. You are not a good business man. So far, you don't make any money in your bisiness."
" Yes, I admit." " But you see, in America it is not easy to make a living. Yet I have survived all the storm years.."
" Stop that! I have heard that enough."
"What you wanted to know?"
"How much money you need to tide over this crisis of Money crunch?'
"About $35,000 to $50,000 dollars will do."
"I will come up with this sum and when will you be able to pay me back?"
"Ok, six month with 5% interest added to your check."
"I don't want you to pay me the interest. All I wanted is you to tide over this money crunch."
"Then, I don't want to borrow money from you."
"Why?"
" You see, I already have 3 options lined up and waited for me to knock on the door. All I have to do is paying the interest. Since you don't want interest, and I don't want a favor, even if you are my son."
"It sounds like exactly YOU!"
"I will consider your offer as the 4th options. Thanks!"
"What is the big deal!"
Another good day with your good credit.