就是包包撿回來卡也要重辦才保險的意思                                                                                                               
                                                                                                                                                     
                                                                                                                                                     
台北縣板橋市吳姓市民遺失皮夾後，被人拾獲送回；他以為沒事，沒想到兩張信用卡已被側錄複製                                                             
                                                                                                                                                     
吳姓市民說，元月十三日凌晨三時他從台北市的公司下班後，搭計程車回板橋，一個小時後，兩名年輕人按他家門鈴自稱撿到他的皮夾，他查看褲袋，果然皮夾不見了，趕緊下樓取回皮夾，現金雖然沒了，身分證、信用卡等證件都安在。                                                                                   
                                                                                                                                                     
一星期後，他在苗栗接到銀行發來簡訊，指稱他剛才在台北市饒河夜市預借現金兩萬元，他奇怪信用卡明明在他身上，人也在苗栗，怎麼會在台北市預借現金?心裡還怪銀行「搞什麼飛機」。                                                                                                                               
                                                                                                                                                     
吳姓市民趕緊再向另一張信用卡的發卡銀行查詢，歹徒已在四天內預借現金九次，每次三萬元，一共廿七萬元。                                                 
                                                                                                                                                     
                                                                                                                                                     
經由銀行告知，吳姓市民此時才驚覺，那一夜遺失皮夾後，短短一小時兩張信用卡都被歹徒側錄複製偽卡，銀行的電腦語音客服系統顯示，「他」曾三度要求更換密碼，銀行都將密碼以平信郵寄到他住處。                                                                                                               
                                                                                                                                                     
                                                                                                                                                     
吳太太說，她曾收到一次，但不以為意，後來發現家裡的信箱曾被破壞，現在想起來，原來是歹徒冒名換密碼，然後就在他家附近守候，伺機攔截郵寄到的密碼。     
                                                                                                                                                     
                                                                                                                                                     
吳姓市民向台北縣警局報案，並向消保官求助； 他認為自己皮夾遺失卻未及時掛失，該自認倒楣，銀行在客戶三度更換密碼卻未警覺，密碼也未以掛號郵寄，管控上有漏洞，也應負部分責任。                                                                                                                             
                                                                                                                                                     
消保官原本日內邀集雙方協調，其中一家銀行同意分攤損失，雙方達成和解；另一家銀行也表示和解意願。                                                     
                                                                                                                                                     
                                                                                                                                                     
吳姓市民說，歹徒詐騙的心思和手法細密，側錄複製偽卡後立即送回他家，讓他以為沒事，降低戒心，如果他辦掛失，歹徒就無從得逞。                           
                                                                                                                                                     
他說，雖然損失十多萬元，如果能引起眾多持卡人注意防範，這筆錢花得也值得。