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從頭學英文的方法 平鎮免費學英文比較 從頭學英文的方法
2017/01/28 19:30:09瀏覽9|回應0|推薦0



2017-01-2003:00

WARM WELCOME? Vice President Chen Chien-jen said that protesters should avoid the cold by sending representatives to Sunday’s meeting to discuss issuesBy Stacy Hsu / Staff reporterVice President Chen Chien-jen (陳建仁) yesterday unveiled details of the government’s draft pension reform plan, urging opponents to send representatives to a national affairs conference scheduled for Sunday.Speaking at an afternoon news conference at the Presidential Office, Chen said the draft was drawn up after 20 committee meetings, four regional forums and efforts to solicit opinions from all sectors of society.Chen said the draft plan aims to ensure that the nation’s various pension funds can be sustained for at least another generation, delaying estimations for bankruptcy of the Labor Insurance Fund by nine years to 2036, the public-school teachers’ pension fund by 12 years to 2043 and the Public Service Pension Fund by 14 years to 2044.“Our goal is to make sure that pension funds remain accessible generation after generation and be able to support insured people into their old age,” Chen said.Laying out several key elements of the proposed reforms, Chen said the controversy-dogged 18 percent preferential savings rate for retired public-sector employees taking monthly retirement payments would be lowered to 0 percent in three stages over six years.The saving rate is to be reduced every two years, falling to 9 percent, 6 percent and then 3 percent. It is to be 0 percent from the seventh year on.For those who take their pension as a lump sum, there are two proposed systems: Either the 9-6-3-0 process to reduce the interest rate as with monthly payments, or a separate plan of 12 percent for the first two years, 10 percent in years three and four, 8 percent in years five and six and 6 percent from year seven on.However, public servants whose monthly pension is below a specified floor — to be either NT$25,000 or NT$32,160 (US$791 or US$1,017) — are to retain the 18 percent preferential rate.Chen said that the government intends to cut the income replacement rate for public servants to “75 percent of two times a civil servant’s basic salary” and lower the rate by 1 percentage point each year until it is 60 percent of two times the basic salary.Under current pension plans, government employees receive pensions of up to 95 percent of their pre-retirement income, which is straining national coffers.To make pension funds more sustainable, the average used to determine payments is to be based on a longer timeframe. The proposal is for the average insured salary of the final 15 years of employment to be used to determine pensions, with that number to be reached by adding 12 months to the timeframe each year until the 15-year target is met.Also, the retirement age is to be increased to 65, except for professions of a special nature or those that involve dangerous activities, while the ceiling for labor insurance premiums paid by public servants, public-school teachers and private-sector workers is to be raised stepwise to 18 percent.Other highlights of the proposal include a scheme to allow employees to keep their work years when they switch jobs, including moves between the private sector and the public sector.“The money that is to be saved by lowering the income replacement rate for public servants and the cancelation of the 18 percent preferential rate will be put into the [Public Service Pension] Fund,” Chen said, adding that starting next year the government is to inject NT$20 billion into the Labor Insurance Fund annually.Minister Without Portfolio Lin Wan-i (林萬億), who is deputy convener and executive director of the committee, said that as the nation has 13 different pension funds, the government plans two stages to reform such a complicated system.“We welcome various opinions at Sunday’s conference. They will be factored into the next stage,” Lin said.Asked to comment on a large-scale demonstration in front of the Presidential Office Building planned for Sunday by civil servants, Chen said that given falling temperatures, it would be better for opponents of the plans to send representatives to the conference, where their voices would be better heard.Additional reporting by CNA新聞來源:TAIPEI TIMES

學英語









▲費德勒。(圖/東方IC,下同)

記者林育正/綜合報導

「瑞士特快車」費德勒(Roger Federer)18日在澳網男單64強面對年僅20歲的魯賓(Noah Rubin),第三盤驚險化解對手盤末點,以7:5、6:3、7:6(3)晉級,32強將面對捷克名將伯帝奇(Tomas Berdych)。

年輕的美國選手魯賓正拍、反拍甚至發球都有不錯的力道,尤其二發讓前輩費德勒驚豔。但費德勒前兩盤各送出1次破發,並化解魯賓唯從頭學英文的方法一1個破發點,順利來到第三盤。

不過第三盤魯賓一度打得費德勒措手不及,一開局就連保帶破取得3:0領先,後來5:2領先時還拿到過盤末點,可惜被費德勒以致勝球化解。費德勒隨後連拿3局追到5:5後,雙方又僵持到搶七。搶七費德勒展現老到經驗,3:3的時候連拿4分鎖定勝局,最終7:5、6:3、7:6(3)獲勝。

費德勒賽後對於比賽結果感到開心,「第一盤非常不容易,第三盤情況有些危急,我得救下盤末點。我知道情況可能不會是這樣,所以我非常高興。」,費德勒說,「跟第一場相比,我的表現比較穩定,有較佳的專注力,而我的發球局也執行地不錯。」

賽後費德勒也稱讚這位世界排名200的新秀,「我對他的球速印象深刻,他的發球有穩定性,讓我難以提早發動進攻。」

▲魯賓。(圖/東方IC)

費德勒下一輪的對手,為世界第十的伯帝奇,雙方交手紀錄費德勒16勝6敗佔優勢,且拿下對戰5連勝,兩人上一次對決是在去年澳網8強。「過去他在快速球場能帶給我麻煩,但我知道他的實力在哪,我的確認為過去交手,我表現還不錯。」費德勒說。

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鉅亨網編譯許光吟 綜合外電《彭博社》報導,富國資產管理公司 (Wells Fargo Asset Management) 週三 (18 日) 表示,雖然準美國總統川普 (Donald Trump) 揚言將對中國課以高額關稅,執行嚴厲的貿易保護政策,但是富國並不認為川普的這些舉措,能夠阻止中國股市,富國估計 2017 年中國股市將會是大有可為的一年。富國資產管理公司資深經理人 Anthony Cragg 指出,他旗下的基金正在進場買進陸股,而對於川普可能對中國執行的關稅壁壘政策,Anthony Cragg 認為,川普許多言論很可能只是口頭打壓,大多數都不太可能成真。Anthony Cragg 旗下管理之基金規模為 20 億美元,而過去三年以來,Cragg 之基金績效遠勝過其他 85% 的同類型基金,而 Anthony Cragg 之所以看好陸股後市,並非單單憑著認為「川普威脅論」不會成真,Cragg 看好的是 A 股市場在 2017 年可能納入 MSCI。Anthony Cragg 指出,在當前的水平線上,中國市場可以說是全球最重要的新藍海,估計 MSCI 將會開始陸續納入陸股至 MSCI 的基準指數之中,而一旦 MSCI 開始逐步納入 A 股,那這將是非常震撼市場的一件大事。「許多人都不願意去了解中國市場究竟有多大,中國市場規模約高達 7 兆美元,日均成交量為 800 億美元,這種市場規模真的是非常巨大。」Anthony Cragg 說道。 上證指數日線走勢圖 (近一年以來表現)而 MSCI 曾經在 2016 年再次拒絕納入 A 股,為何 Anthony Cragg 認為 2017 年,MSCI 就不會再次拒絕 A 股呢?Anthony Cragg 表示,他之所以估計 2017 年 MSCI 將會願意納入 A 股,不僅僅只是因為 A 股市場的流動性佳、市場規模巨大、市場重要性甚鉅,主要也是因為中國監管機構,已經進一步對陸股市場加強開放力道,如此前的滬港通,以及去年上路的深港通,皆可以看到中國政府正在勇於開放陸股。
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