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I would like to introduce you the subject article at http://www.guancha.cn/SongLuZheng/2016_11_12_380342_2.shtml.
America's most important infrastructures for public transpotation, freeways, were built in 60's when it was the wealthiest nation in the world. High-speed railways? U.S. has no money to support such a gigantic expenditure now, and the tycoons of invested interest, e.g. airline business and auto industries won't allow government to give the project a try. The same reason is applicable to streamlined payment system; the lobbyists for credit card companies will definitely succeed in disrupting the scheme. (FYI, now I am living at Bay Area, San Francisco where public transpotation like buses and light-rail trains are so inconvenient to ordinary people to ultilize them that they can be deemed as neglected facilities. So a senior like me have to drive to wherever I go.)
P.S. Please also refer to following link:
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